Understanding Afterpay Gift Cards

Afterpay, in partnership with Prezzee, offers a seamless way to purchase gift cards for your favorite retailers. This innovative feature allows you to spread the cost of your gift card purchase into four manageable payments, making it easier than ever to give the gift of choice to someone special.

How It Works

If you’re a Platinum, Diamond, or Mint status PULSE loyalty member, you’re eligible to purchase gift cards through the Afterpay app. Simply select your desired retailer, and Afterpay will charge you 25% upfront, with the remaining payments divided into your standard payment schedule. It’s a convenient way to shop without any additional fees or interest.

What Gift Cards Are Available?

While Visa gift cards are not currently offered through Afterpay, you’ll find a diverse selection of gift cards for popular retailers such as Target, Sephora, Walmart, Adidas, Doordash, and many more. Keep an eye on Prezzee’s offerings as they may expand in the future to include additional retailers.

Important Considerations

Before making a purchase, it’s essential to understand the terms and conditions associated with Afterpay gift cards. These e-gift cards are final sale and non-refundable, so be sure to review all details carefully before completing your transaction.

How Will I Receive My Gift Card?

All gift cards purchased through Afterpay are delivered electronically as e-gift cards. If you prefer a physical document, you can easily print out the email code for gifting.

Track your Afterpay Gift Card orders at gifttracker.prezzee.com

Need Assistance?

If you have any questions or require assistance with your Afterpay e-gift cards, the dedicated Afterpay Gift Cards Team is available to help. Simply give them a call at +1 (855) 929 3700. They’re available seven days a week from 9:00 am to 9:00 pm US Eastern Time.

Join Pulse Rewards Today!

As an added bonus, Afterpay offers a loyalty program called Pulse Rewards. By signing up for Pulse, you’ll not only earn points that can be redeemed for exciting prizes but also contribute to building a positive credit history. It’s a win-win situation! 

Pulse Levels

Platinum, Diamond and Mint levels are eligible levels to purchase gift cards with Afterpay at participating retailers.

Gold – 100 points earned

Platinum – 100 -299 points earned

Diamond – 300 – 499 points earned

Mint – 500+ points earned

Looking for more ways to buy gift cards to your favorite retailers. Check out our guide to Buy Now Pay Later gift cards here including Target gift cards.

Conclusion

With Afterpay gift cards, giving the perfect gift has never been more convenient. Whether it’s for a birthday, holiday, or special occasion, Afterpay offers a hassle-free way to spread the joy of gift-giving. Start exploring your options today and discover the ease and convenience of Afterpay gift cards!

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The post How to Buy Gift Cards Using Afterpay appeared first on Shopping Kim.

One such rising provider is the global platform Afterpay.

If you’ve been thinking of using Afterpay or creating an account, we’ve caught you at the right time!

Here are all the details you need to know about Afterpay before you go ahead and sign their terms.

What Is Afterpay?

Afterpay is a Popular Buy Now, Pay Later (BNPL) platform that offers users the opportunity to make purchases and pay them off over time.

It can be used for both online and in-store shopping and is accessible as an alternate payment option during checkout. When shoppers choose the Afterpay option, the transaction is instantly approved. They can then continue with their purchase.

Once the payment method is approved, customers have the option to accept the payment schedule and installment amount that Afterpay offers. At this stage, users can still cancel the service.

With Afterpay, shoppers can split their payments into four installments that are always zero interest. New users typically have to make the first payment at the time of purchase. Old users with good repayment history can defer payments until 2 weeks after purchase.

The biggest benefit of using Afterpay is that users do not have to pay additional fees on installments paid on schedule. The schedule is spread over six weeks and collected once every two weeks. Any late fees are capped at 25% of the total amount of your order.

Afterpay does not report payments to credit reporting agencies. This ensures your payment activity does not affect your credit score.

Is Afterpay Legit?

Yes. Afterpay is a legitimate company. That being said, make sure to pay your installments promptly. This will ensure you do not end up hurting your credit score and paying late fees.

Is Afterpay Safe?

Afterpay is safe. Here’s why.

To ensure they keep users’ personal data safe, Afterpay ensures compliance with PCI DSS Level 1 requirements. This is the highest level of security requirements set forth by the Payment Card Industry Security Standards Council.

Afterpay stores, transmits, and processes your personal information and sensitive credit card data in line with the highest security standards.

Does Afterpay Check Credit?

Yes, Afterpay does check your credit and consumer reports from consumer reporting agencies when checking your eligibility for an Afterpay loan.

Afterpay claims these checks are soft credit checks that do not affect your credit score. However, these checks may or may not appear on your credit report based on the credit bureau.

Along with a soft credit pull, Afterpay considers the factors mentioned below when determining users’ eligibility.

• Value of order being placed
• Afterpay usage history (how long the user has used Afterpay)
• Sufficient funds (for the first installment) on the card being used
• Number of open orders with Afterpay
• Amount to be repaid

Based on all this information, Afterpay assigns users a spending limit. Several factors affect this limit. Some of them are:

• Frequency and occurrence of late payments
• The frequency of orders declined due to insufficient funds
• Frequency of declined scheduled payments
• The time taken to make delayed payments

How Does Afterpay Make Money?

Afterpay makes money by charging merchants and customers who use their service. However, the way they make money is not quite direct.

Instead of charging customers for using their service, Afterpay charges them a late fee when they default on their scheduled payments.

 Afterpay also makes money through the merchants who partner with them. Partner merchants need to pay a small fee for all purchases completed through Afterpay. Merchants either pay a flat fee of $0.30 or 4 to 6 percent of the transaction value.

Want to know more about Afterpay (Clearpay in the UK)? Read our Guides to the Afterpay Card, Afterpay vs other BNPL Apps and more!

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Using Afterpay also allows you to shop all your favorite brands like NARS, Ugg, and Pandora. If you’re wondering how Afterpay works, if it’s safe, and how it compares to other buy now, pay later programs you’ve seen online, read on. 

How Does Afterpay Work? 

When you download the Afterpay App, you’ll need to fill out a short application that includes your date of birth, email, phone number, and your debit or credit card information. There’s no credit check. If approved by the company, you’ll be able to start shopping for your favorite brands right away. 

Afterpay allows you to shop directly from the App. When it comes time to pay for your new products, you’ll make your first payment immediately, then pay the remaining balance over 6-weeks. You’ll pay 4 payments total, or 25 percent for each payment. During the six weeks, you won’t pay any interest or be charged any additional fees. 

How to Buy Gift Cards with Afterpay

Did you know you can purchase gift cards with Buy Now Pay Later financing for  your favorite retailers using Afterpay? There are some restrictions and rules, so visit this post on Afterpay Gift Cards for a full explanation of how it works. 

Is Afterpay Safe? 

The top reason you can feel safe about using Afterpay is that it limits your spending/purchases if you miss a payment—so no worrying about mindless shopping when you can’t afford it. 

You’ll also have a spending limit of how much you are approved for on the App. On the other hand, if you build up a good payment history, you’ll increase your spending limit over time so you can buy more of the products you love or have been lusting after. 

How does Afterpay Compare to Other Buy Now, Pay Later Options? 

One reason Afterpay is such a popular App is the fact that it gives you a reasonable time frame to pay off your purchases—just six weeks and you are done. Unlike other buy now, pay later programs that drag out a payment schedule for months, you might feel better knowing your purchase will be paid off a lot sooner. Plus, you won’t have to worry about interest or fees during this time. 

Another reason Afterpay differs is that you can split purchases as low as $35 into four-payments, which can be beneficial on month’s when your budget is really tight. And you don’t have to worry about passing a credit check if your credit score is less than stellar. Find out how Klarna Purchase Power, your approved credit amount works here. 

Bottom line: Full Review 

If you’re on a limited budget or just like the idea of breaking up your payments over a six-week period, you’ll find the Afterpay App to be right up your alley. You’ll find many of your favorite stores and brands there, so you can feel confident you are shopping for your favorite items and staying within your financial means. 

Afterpay: Check It Out

Ready to try afterpay for your next purchase? Just make sure the retailer you are shopping offers Afterpay at checkout, or visit our top 10 go-to stores listed here.

1. Anthropologie — From magazine worthy interior design home decor to boho fashion, Anthro has it all!
2. Athleta– Get fit and pay over time, and  feel great doing it with Athleta workout clothing for running, yoga, or spin. 
3. Fittrack – Track and reach your fitness goals in no time with these cool tech! Finance your fitness goals with 4 easy payments using Afterpay on the Fittrack site.
4. KVD Vegan Beauty – Time to up your make-up game and feel good about it with vegan make-up for day or nights out. Simply choose Afterpay at checkout and pay over time. 
5. Lizzy James – Find the best customizable artisan jewelry at Lizzy James, enjoy the pay in 4 installments of AfterPay!
6. Lucky Brand Jeans – The best fitting jeans around with flexible payment options! Time to get out of sweats and back into the perfect pair of jeans. 
7. Rothys– Treat yourself to a pair of these easy-to-wear flats that use recycled materials. Easy to wear and easy to pay for with Afterpay!
8. Sephora – The department store for beauty for everything from fragrance to skincare and make-up. Easy payments with Afterpay.
9. Sur La Table – The one stop-shop to buy now pay later top of the line kitchen goods from pots to espresso machines and even cooking classes.
10. Tory Burch – Find your dream bag, sunglasses or other it accessory here. Pay over time with Afterpay. 
11. Urban Outfitters – From home to clothes or gifts for your next white elephant party, Urban is the place to shop. 
12. Ugg – These classic winter boots from Australia have now expanded to include cozy slippers, bedding and more.

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Becky Brown

Becky is a seasoned personal and business financial expert with deep experience supporting small businesses. Now the Co-Owner and CEO of Shopping Kim a company she acquired in 2020, she is passionate about educating people on how to use  Buy Now Pay Later for responsible spending to achieve their lifestyle dreams.

The post 4 Reasons AfterPay Is A Game-Changer appeared first on Shopping Kim.

Over the past few years, a ton of buy now pay later services have popped up that let you pay for your splurge in installments. In some ways, these services are like the old layaway system, in which you put down a deposit to reserve your item, sign up for a payment plan, then bring it home once you’ve paid it off. Only with buy now pay later you get the item you want upfront—so there’s no waiting involved.

Here are three of the top buy now, pay later services and how they work. 

1. Affirm

How Affirm works.

You can link Affirm to an existing credit or debit card, or a bank account.

What’s the payment plan? 

You can choose to repay your loan over three, six, or 12 months.

Will Affirm affect my credit?

Maybe. Affirm approves users with a soft credit check, which doesn’t affect your score. If you make your payments on-time, it will report them to Experian, which can improve your score unless your credit utilization ratio is too high, in which case it can hurt it.

2. Afterpay

How Afterpay works.

You can link Afterpay to an existing credit or debit card, or a bank account. Now you can even get an Afterpay virtual card, find out how it works here. 

What’s the payment plan? 

You pay for an item over six weeks, starting with an initial payment when you purchase the item. Payments are due every two weeks.

Will Afterpay affect my credit?

No. Afterpay doesn’t check your credit when you sign up or report on your payments, so it won’t affect your credit score positively or negatively.

Can I Buy Gift Cards with Afterpay?

Yes, you can but you have to be an Afterpay customer and rewards member. More details on how Afterpay Gift Cards work can be found in this detailed guide. 

3. Klarna

How Klarna works.

You can link Klarna to an existing credit or debit card, or a bank account. Klarna sets a credit limit based on your banking history, find out how Klarna Purchase Power works here. 

What’s the payment plan? 

There are three. You can make four payments, with one due every two weeks; you can finance a large purchase over six to 36 months; or you can pay in 30 days.

Will Klarna affect my credit?

It depends. Klarna runs a soft credit check for purchases made in four payments or 30 days, which won’t affect your score. However, it runs a hard credit check for larger payments that require financing, which could impact your score.

So is Buy now, Pay Later, right for you?

Here are a few reasons why you might want to use one of these services:

You’re looking for a credit card alternative: Most buy now, pay later users link their accounts to debit cards and use the service in place of a credit card for everyday items. Just like a credit card, they allow you to break up your purchase or pay later for an item, but without the same fees or risk of compound interest attached.

You’re not sure your purchase will work. Klarna’s pay in 30 day plan is great for clothing you don’t know will fit or other items that you’re not sure about. You can place your order, have the item delivered to your house, and see if it works—and if it doesn’t, return it without ever having to pay for it.

You like to budget: Say you give yourself a $100 monthly clothing budget, but want to buy an item that’s $125—or need to replace multiple items one month that total more than $100. With buy now, pay later, you can choose a structured payment plan that lets you make those purchases without going over your budget.

You have a special purchase in mind: As long as you can afford the item, buy now, pay later, is a great option if there’s something you love but is a bit of a splurge. Depending on the item, it might even help you save money; buying a higher-quality item that is slightly more expensive but will last for years instead of a lower-quality item that you’ll need to replace within months can cost less in the long run.

Becky Brown

Becky is a seasoned personal and business financial expert with deep experience supporting small businesses. Now the Co-Owner and CEO of Shopping Kim a company she acquired in 2020, she is passionate about educating people on how to use  Buy Now Pay Later for responsible spending to achieve their lifestyle dreams.

Ready to shop Buy Now Pay Later? Find out what stores accept the top Buy Now Pay Later apps.

Buy Now Pay Later Stores

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The post Four Reasons to Love Buy Now Pay Later appeared first on Shopping Kim.

Afterpay is a Buy Now Pay Later financing option which allows you to shop your favorite brands now and pay in 4 installments over 6 weeks, always interest-free. You’ll pay your first installment at the time of purchase and the remainder every two weeks until the item is paid off.

What is Afterpay Day?

Afterpay Day is a bi-annual shopping event with extra discounts from your favorite retailers and brands. You’ll get great discounts from thousands of brands during the four-day event, online & in-store.

When is Afterpay this year?

Afterpay Day is a four-day online and in-store event which begins on March 17, 2022 to March 20, 2022. Touted as a 4 day event of epic deals.

How do I find discounts?

Discounts vary by retailer, some will post them on their homepage, on social media or in email newsletters. Here are the most commonly used codes that we recommend trying:

AFTERPAYDAY

AFTERPAY

AFTERPAY20

Where can I find stores that accept Afterpay?

Check our comprehensive list of places to shop Afterpay stores and brands here.

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In this blog post we’ll break down some of the most popular retailers that use Afterpay and support this wonderful payment plan. So get ready to add a few more options to your list of go-to’s: let’s find out where you can use Afterpay and get shopping!

If you’re like me, you love shopping online. But, sometimes you don’t want to spend your hard-earned money all at once. That’s where Afterpay comes in!

You can shop at some of your favorite online sites that use Afterpay and pay for your purchase over time. Plus, there are no interest charges. Here are a few of my favorite online stores that accept Afterpay in the U.S.

Afterpay allows you to shop now, take now, and pay for it in 4 installments, 100% interest free in the United States (USA), Australia and New Zealand at a range of online stores across a wide range interests.

Shop as usual at the online stores for the most popular clothing, fashion and home retailers, then use Afterpay as your payment method at checkout. Payment is then automatically taken from your debit or credit card in four equal payments.

First-time customers complete a quick registration, while returning customers simply log into their account once they’re shopping at their favorite online store that accepts Afterpay US.

What Stores Accept Afterpay? 

Guide to frequently asked questions regarding popular retailers and who uses Afterpay.

Want to know if Walmart takes Afterpay, read this guide to buy now pay later at Walmart online and in-stores.

Does Target Accept Afterpay?

2022 update: Yes, Target now takes Afterpay online only but you have to access it through the Afterpay app or site. You won’t find it as a checkout option on Target.com

Target accepts Affirm at checkout, and you can also pay through QuadPay.

Does Nordstrom and Nordstrom Rack take Afterpay? 

Yes, Nordstrom and Nordstrom Rack now accept Afterpay! Simply choose Afterpay at checkout to pay in 4 easy installments. 

Shop online for shoes, clothing, jewelry, dresses, makeup and more from top brands at Nordstrom and Nordstrom Rack online and with buy now pay later. 

Does JCPenney take Afterpay? 

JCPenney the US clothing and home goods department store does not take Afterpay, but they do offer Klarna for buy now pay later financing.

Does Shein have Afterpay? 

Yes, Shein the fast fashion brand now accepts Afterpay! See something you love on Shein? Simply add to cart and choose Afterpay at checkout, you can purchase up to $1,000 worth of goods on Shein if approved with Afterpay. Get it now and pay for it over 4 payment installments, every two weeks. There’s zero interest, zero fees if you pay on time, and you can enjoy your purchase now!

Does Hollister take Afterpay? 

No, the trendy fashion clothing store Hollister does not take Afterpay. They do however accept Klarna for Buy Now Pay Later.

To use Klarna on Hollister here is no sign up required. If you are eligible, the option will be presented to you at checkout. Your purchase must meet a minimum of $35, and a maximum of $1000.

Does Pretty Little Things accept Afterpay?

Yes, the fast fashion retailer Pretty Little Things does accept Afterpay.   Shop, wear & love it now but pay later in 4 interest free payments with Afterpay at Pretty Little Things. How it works: Select Afterpay as your payment option for eligible orders over $35.
You just need to be at least 18, be a USA resident and have a USA debit or credit card.

Does Michaels Take Afterpay?

No, Michael’s online and in-store locations do not take Afterpay. They do however offer Buy Now Pay Later with Affirm. As one of North America’s largest arts and crafts retailers, Michaels offers customers everything they need for framing, home decor, scrapbooking, and many more activities.  

Can I pay Amazon with Afterpay? 

No, Amazon does not take Afterpay, but they do offer Affirm on select orders. Find out more how to use Buy Now Pay Later on Amazon in our guide here. 

Most Popular Afterpay Stores

 The full list of stores accepting Afterpay is long, so we’ve rounded up what stores take Afterpay! For that reason, here’s a cheatsheet of the most popular websites and retailers where you can use this service to shop from clothing to buying electronics online this payment service is available for most any product!

Clothing Stores that Accept Afterpay 

Shop for women’s clothing at Anthropologie, a popular retailer, then pay with Afterpay and enjoy your purchase while paying across four installments.  Did you know that even Urban Outfitters  accepts Afterpay? As do SHEIN and Pretty Little Things  and Pacsun,  True Religion Jeans – all by far the most popular stores for on-trend, affordable, women’s fast fashion.

Looking to use Afterpay at Savage x Fenty? 

Savage x Fenty does take Afterpay but there are some rules you need to know.

1. First only Xtra VIP members have access to Afterpay as a payment option.
2. If you are already member looking to purchase using Afterpay then you must meet the minimum cart amount and have qualifying items in your cart.
3. At checkout choose “Installments by Afterpay” to finalize your sale. 

Furniture Stores that Accept Afterpay

 Furniture is a popular item to buy online and then pay for in Afterpay installments. Some of our favorite furniture stores like The Novogratz and  World Market allows you to not only use Afterpay for your furniture purchase, but also to buy home decor, rugs, and a range of unique gifts. These are other top options and websites to buy furniture using buy now pay later. 

Shoe Stores that Accept Afterpay

There’s no shortage of online shoe stores accepting Afterpay. Reebok is an obvious stop, or choose Birkenstock for a comfortable option, Aquatalia for Italian designer shoes, Chinese Laundry for fashionable shoes, and UGG to stay comfortable and fashionable all year long.

Jewelry Stores that Accept Afterpay 

Jewelry collectors will rejoice now that some of your favorite fashion and fine jewelers accept Afterpay! Find everything from beautiful Swarovski necklaces and bracelets to luxury diamond jewelry and watches at Reeds! 

Beauty Stores that Accept Afterpay

Discovering new beauty routines, skincare products, make-up and even fresh perfume brands is a fun but can also add up fast! For that reason using a Buy Now Pay Later service such as Afterpay to buy your next beauty must-have makes perfect sense. Split that purchase up into 4 easy installments and enjoy your new beauty products! 

Our go-to brands include the new line from skincare icon and music star Alicia Keys, her line Keys Soulcare – Developed by board-certified dermatologist and inspired by Alicia’s skincare journey. More into fragrances, then Perfume.com is the store for you. Rounding out is our top Afterpay accepting vegan make-up brand KVD Beauty. 

Electronics Stores that Take Afterpay

Afterpay does not typically work with electronics stores, we instead recommend signing up for Affirm who partners with many electronics brands. Buy Now Pay Later Electronics in this guide to retailers. 

Afterpay Toy Stores 

Are you looking for a new toy to keep your little one occupied or in need of a birthday or Christmas gift?   You can shop for toys online at popular toy brands including Skiphop for babies and toddlers, or  boutique baby gifts, teethers, and more from Spearmint Baby.

Why use Afterpay? 

Afterpay is among the most widely accepted ways to buy now and pay later—this means you can use it at a wide range of popular websites for most anything you might want to buy online. Shop for everything from furniture to shoes to electronics, then simply pay for your purchase with Afterpay. Wondering who accepts Afterpay?

Search below to find a full list of websites, companies and online stores who use Afterpay as their buy now, pay later service of choice in the USA and beyond. 

United States Afterpay Stores

Here is the list of over 200 popular stores that use AfterPay for payment to buy now and pay later. Find out who takes afterpay in our below alphabetized list:

Stores are in Alphabetical Order

A | B | C | D | E | F | G | H | I | J | K | L | M | N | O | P | Q | R | S | T | U | V | W | X | Z

A

 

B

 

C

Camilla and Marc – Signature Look Of Luxe Fabrications

Carhartt – Durable Workwear, Outdoor Apparel & Gear

Carmen Sol – Jelly Shoes, Handbags & Accessories

Chinese Laundry – Ladies Fashion Shoes

Clinique – Custom-Fit Skincare and Makeup

Colourpop – Quality Makeup at Drugstore Prices

Cotton On – Fashion, Accessories, Shoes, Homewares, Stationery & Gifts

Crocs – Official Crocs Store

 

D

Delilah Home – Organic cotton sheets, towels, 

Dia & Co – Plus Size fashion subscription box and jeans brand

Dillard’s – Stylish Department Store

Draper James – American Style, Store Founded by Reese Witherspoon

DSW – Designer Shoe Warehouse

  

E

E.L.F. Cosmetics – Afterpay Is Available On Orders $35+

Estee Lauder – High Performance Beauty

Everlane – Modern Clothing Essentials

E Win Racing Gaming Chairs – Gaming chairs designed for comfort

  

F

Fame & Partners – Made-to-Order Dresses

Farmacy Beauty – Natural Botanicals & Extracts

Fashion to Figure – Plus Size Women’s Fashion Online Shop

Fenty Beauty by Rihanna – Make-up & Skincare

Finish Line – Shoes, Sneakers, Athletic Clothing & Gear

Fit Flop – Ergonomic Shoes

Forever 21 – Latest Trends and Best Deals

Fragrance Net – Discount Perfume & Cologne

Fragrance X – Discount Perfume & Cologne

Free People – Boho Clothing & Bohemian Fashion

Fuschia Shoes – Luxury Ballet slippers ethically made

  

G

Gap – Casual Clothing For the Entire Family

Glossier – Skincare & Make-up

  

H

  

I

ISA Professional – Hair Straighteners & Flat Irons

  

J

J.Crew – Timeless Clothes That Last a Lifetime

JD Sports – Online Store Selling Shoes, Clothing & Accessories

Jimmy Choo – Luxury Shoes, Bags & Accessories

Johnny Bigg – Big & Tall Menswear

Jurlique – Natural Skin Care Products

  

K

Kosas Cosmetics – Makeup, Skin Care, Beauty

KVD Vegan Beauty – Makeup Collection

  

L

  

M

MAC Cosmetics – Professional Quality Makeup

Madewell – Women’s Jeans, Shoes, Bags, T-Shirts, Dresses and More

Modibodi – Leak Proof Underwear

Mosaic Weighted Blankets – #1 Rated Weighted Blanket in USA

  

N

Nasty Gal – Women’s Fashion Clothing

N:Philanthropy – Clothes for a Good Cause

New York & Company – Women’s Clothing & Accessories

  

Novogratz – Home furnishings, outdoor furniture and decor 

O

Old Navy – Discount Clothing For the Entire Family

Origins – Online Clean Skincare Store 

Outerknown – Sustainable Clothing for Women & Men

Outdoor Voices – Fitness and Casual Clothing Store

  

P

Pacifica – 100% vegan and cruelty free make-up

PacSun – Surf & Skate Inspired Clothing 

Pandora – Jewelry Including Charms, Rings, Bracelets, and Necklaces

PatPat – Women’s Clothing, Kids Clothes, Maternity Clothes, Plus-Size

Physicians Formula – Hypoallergenic Makeup and Skin Care

Perfect Keto – Save 15% With Code: shopping20

Perfume.com – Discount Fragrances

Pretty Little Thing – Women’s Fast Fashion Retailer, PTL accepts Afterpay, Klarna & Zip

Princess Polly – Clothes and Cosmetics

Priority Bicycles – Bikes & Accessories

Pura Vida – Handmade Bracelets & Accessories

Purlisse – Reinventing Asian Beauty Wisdom

  

R

Ray Ban – Stylish Sunglasses

Rebecca Minkoff – Designer Handbags & Clothing

Reebok – Official website

Reformation – Sustainable Women’s Fashion

Reina Rei – African Inspired Apparel

Revolve – Designer Clothing Brands

ROC Eyewear – Designer Sunglasses

Rothy’s – Washable, Woven Flats & Shoes Made From Recycled Plastic

  

S

Savage x Fenty  – From singer Rihanna comes a new line of bras, undies and sleepwear

SensaCalm – Weighted Blankets

SHEIN – Affordable Fashionable Clothing

Shiseido – Skincare and Make-Up

Showpo – Fashion Clothing

Sigma Beauty – Makeup Products

Skechers – Performance & Lifestyle Shoes

Sleep & Beyond – Organic & Natural Bedding

Spring Step Shoes – Comfort Fashion Shoes

Spyder – Active Sports Gear

Steve Madden – Shoes and Accessories

Stride Rite – Kids’ Shoes, Sneakers, Sandals & Boots

SugarBearHair – Gummy Hair Vitamins

Sunday Somewhere – Designer Sunglasses

Sunglass Hut – Sunglasses

Supergoop – Spf Skincare & Make-Up

SurfStitch – Actions Sports & Youth Culture Apparel

Swarovski Jewelry & Collectibles – crystal necklaces, bracelets, earrings and Disney collectibles

  

T

Tarte – Cosmetics

Teva – Fashionable Active Sandals, River Shoes, Boots and More

The Styled Collection – Trendy Jewelry

Thinx – Period Underwear

Thistle & Spire – Lingerie and Sleepwear

Tillys – Clothing, Backpacks, Shoes & Accessories

Tommy John – Underwear

Tipsy Elves – Festive Clothing

True Religion – Designer Jeans & Clothing

Tula – Skincare Powered by Probiotics & Superfoods

  

U

U Beauty – Resurfacing Compound | Skincare Simplified

UGG – Shoes – Perfect Boots, Slippers, Sneakers, and Sandals to Complete Your Look

Ulta Beauty – Cosmetics, Fragrance, Salon & Beauty Gifts

Urban Outfitters – Clothing, Accessories & Apartment Items

  

V

Vanity Planet – Get 30% Off With Code: VPA30 – Cruelty-Free Beauty Solutions for Your Skin, Hair, Health, & Well-Being

Vetta – Capsule Collections

Volcom – Skate, Surf, Snowboard Clothing, Swimwear

 
 
W

Western Rise – Performance Clothing For Everyday

Windsor – Prom, Homecoming, Evening Dresses

World Market – Furniture, Home Decor, Rugs, Unique Gifts
  

Australia & New Zealand AfterPay Stores

Afterpay allows you to shop now, take now, and pay for it in 4 installments, 100% interest free in the United States (USA), Australia and New Zealand.

Shop as usual at the clothing, fashion and home retailers listed below, then choose Afterpay as your payment method at checkout. Payment will be automatically taken from your debit or credit card in four equal payments. First-time customers will complete a quick registration, and returning customers simply log in.

Here is the list of over stores that accept AfterPay for payment to buy now and pay later in Australia and New Zealand.

A

B

C

D

E

F

G

H

I

J

K

L

M

N

O

P

Q

R

S

T

U

V

W

Y

Z

Worldwide AfterPay Stores

Stores are in Alphabetical Order

A | B | C | D | E | F | G | H | I | J | K | L | M | N | O | P | Q | R | S | T | U | V | W | X | Z

A

AllXNothing – Men’s Clothing

Alo Yoga – Yoga Leggings, Clothes, and Accessories

American Eagle – Men’s & Women’s Clothing

Anaconda – Outdoor Gear & Clothing

Anastasia – Beverly Hills Beauty Products

Aquatalia – Italian Designer Shoes

  

B

Beginning Boutique – Beautiful Women’s Fashion

Beaudazzled – Beauty Products

Beddy’s – Bedding

Beyond Tools – Tools

BH Cosmetics – High Quality Makeup & Affordable Beauty Products

Big Blanket – The Biggest, Best Blanket Ever

Billini – Trendy Fashion Footwear

Billionaire Beauties – Realistic Color Lenses

BNKR – Women’s Fashion Clothing

Bodecare – Body Brushes

Boohoo – Women’s & Men’s Fashion Clothing

  

C

Camilla and Marc – Signature Look Of Luxe Fabrications

  

D

Deon Dane – Watches

Designer Revival – Authenticated Luxury Consignment

Dolls Kill – 90’s Retro Clothing

DSW – Shoes

  

E

Eli’s Western Wear – Men & Women’s Western Clothing

Everlane – Modern Clothing Essentials

  

F

Fame & Partners – Made-to-Order Dresses

Fenty Beauty by Rihanna – Beauty Staples

Finishline.com – Athletic Shoes

Fragrance X – Discount Perfume & Cologne

  

H

Honey Birdette – Intimate Apparel

Houzz – Homewares & Remodeling

 

I

ISA Professional – Hair Straighteners & Flat Irons

  

J

J.Crew – Timeless Clothes That Last a Lifetime

Jaanuu – Scrubs

Jurlique – Natural Skin Care Products

  

K

Krystle Knight Jewellery – Jewelry

  

L

Levi’s – Jeans, Denim Jackets & Clothing

Llivia Beaute – Get 10% Off With Code: KIM10 – Beauty & Makeup

Lunch Punch – Kids Lunchbox Sets

Luxbmx – BMX Bikes, Parts & Gear

  

M

MAC Cosmetics – Professional Quality Makeup

Madewell – Women’s Jeans, Shoes, Bags, T-Shirts, Dresses and More

Market HQ – Women’s Clothing

Massive Joes – Fitness Supplements & Clothing

Moda Glam Boutique – Women’s Formal Wear

Mukti Organics – Certified Organic, Skincare, Hair Care & Body Care

  

O

Outdoor Voices – Men & Women’s Athletic Clothes

  

P

Perfect Keto – Save 15% With Code: SHOPPINGKIM15

Perfume.com – Discount Fragrances

Pretty Little Thing – Women’s Fashion

Purlisse – Reinventing Asian Beauty Wisdom

  

R

Rebecca Minkoff – Designer Handbags & Clothing

Rowie – Women’s Fashion Clothing

  

S

SHEIN – Affordable Fashionable Clothing

Shock Mansion – Men’s Clothing

Suboo – Designer Clothing & Swimwear

SugarBearHair – Gummy Hair Vitamins

Sunglass Hut – Sunglasses

Sur La Table – Chef approved fine cookware, utensils, table top and Cooking Classes 

SurfStitch – Actions Sports & Youth Culture Apparel

  

T

Tarte – Cosmetics

Teelixir – Mushrooms

  

V

Vetta – Capsule Collections

  

W

Witchery – Women’s fashion clothing

 

Get a personal loan from Blue Trust Loans (US) up to $3,000 deposited into your bank account as soon as today to spend on anything you want.

Are we missing any AfterPay stores? Leave a comment, and we will update the list as we learn of more retailers that accept AfterPay for payment. If you are a merchant that would like to be added to our list or recommended, please contact us.

If you do not qualify for an AfterPay account, we suggest checking out stores that offer Apple Pay,  Affirm, ZipPay or ZipMoney. Or check out our extensive list of all stores that offer installment billing.

Kim Rowley

Kim is a long time blogger and shopping expert! She loves finding the bests deals and was an early adopter of Buy Now Pay Later. She is dedicated to teaching others how to safely use BNPL apps and services to purchase everything from clothing to shoes and home furnishings.

shoppingkim.com

The post Popular Online Stores That Accept Afterpay in the U.S., Australia & NZ appeared first on Shopping Kim.

Australia Interest-Free Finance Providers

1. AfterPay

AfterPay appears to be the most popular choice as they allow you to pay for your purchase over four equal installments, due every two weeks with zero interest and no extra costs. Simply link up your Australian Visa or Mastercard credit or debit card and you’re good to go.

Afterpay Australia Stores

Below are the top 20 most popular stores in Australia that accept Afterpay:

1. Adore Beauty – Cosmetics & beauty care products
2. Bed Bath N’ Table – Homewares
3. BNKR – Women’s fashion clothing
4. Cotton On – Fashion, accessories, homewares, stationery & gifts
5. David Jones – Fashion and beauty
6. Fantastic Furniture – Value furniture & bedding
7. House.com.au – Kitchenware
8. Lorna Jane – Women’s fitness clothing
9. Lululemon – Athletic apparel
10. Myer – Fashion, homewares, beauty, toys & more
11. Portmans – Women’s clothing & fashion
12. Princess Polly – Clothes and cosmetics
13. Rebel Sport – Sports brands
14. Sephora – Cosmetics & skincare
15. Showpo – Fashion clothing
16. Sunglass Hut – Sunglasses
17. SurfStitch – Actions sports & youth culture apparel
18. UGG – Sheepskin boots
19. Urban Outfitters – Clothing, accessories & apartment items
20. Zanui – Furniture & homewares

See all Afterpay stores.

2. Humm

Humm lets you buy little things up to $2,000 and choose to repay fornightly in 5 or 10 slices – that’s over 2.5 or months or big things up to to $30,000 and pay back in up to 60 months with no interest.

Humm Australia Stores

Below are the top 5 most popular stores in Australia that accept Humm:

1. Bonds – Zippys, hoodies, trackies, socks, underwear
2. Cotton On – Fashion, accessories, shoes, homewares, stationery & gifts
3. Factorie –  Latest trends for guys and girls
4. SurfStitch – Actions sports & youth culture apparel
5. Toy Universe – Kids Toys

See all Humm stores.

3. LatitudePay

LatitudePay allows you to shop at your favorite stores and make ten weekly payments with no interest. 

LatitudePay Australia Stores

Below are the top 3 most popular stores in Australia that accept LatitudePay:

1. Catch.com.au – Deals of the Day
2. Cotton On – Fashion, accessories, shoes, homewares, stationery & gifts
3. Factorie –  Latest trends for guys and girls

See all LatitudePay stores.

4. LayBuy

LayBuy lets you to get your purchase now and spread the total order cost over 6 weekly automatic payments with no interest. 

LayBuy Australia Stores

Below are the top 11 most popular stores in Australia that accept LayBuy:

1. Bendon Lingerie
2. Beth Bath & Beyond NZ
3. Boohoo NZ
4. Cotton On – Fashion, accessories, shoes, homewares, stationery & gifts
5. Factorie –  Latest trends for guys and girls
6. Glassons – Fashion clothing
7. Hallenstein Brothers – Men’s clothing & suits
8. JD Sports – Trainer and sports fashion retailer
9. Superette – Designer clothing
10. Supre – Womens jeans, tops, dresses & accessories
11. SurfStitch – Actions sports & youth culture apparel

See all Laybuy stores.

5. OpenPay

Openpay allows you to spread your purchase price over weekly, fortnightly or monthly payment plans with no interest.

OpenPay Australia Stores

Below are the top 5 most popular stores in Australia that accept Openpay:

1. Bonds – Zippys, Hoodies, Trackies, Socks, Underwear
2. Crumpler – Backpacks, Laptop & Casual Bags
3. Esther & Co – Women’s Dresses & Clothing
4. Koala – Furniture
5. TOMS – Openpay is available on orders from $100 to $1,000

See all Openpay stores.

6. ZipMoney

zipMoney is a smart way to pay for life’s larger purchases over time, on your terms (can choose weekly, fortnightly, monthly or one-off payments). You get a default three-month window where you can make repayments interest free.

ZipMoney Australia Stores

Over 3,000 Australia stores accept zipMoney. Here are the top ten most popular:

1. 624.com.au – Ultimate Mattress In A Box
2. Billy Guyatts – Electrical Superstore
3. BROSA – Functional & Stylish Furniture
4. Elinz – Car Electronics
5. Gym and Fitness – Fitness Equipment
6. Hugo Sleep – The Perfect Mattress
7. Jason.L – Office Furniture
8. Personal Digital – Unlocked Mobile Phones
9. Reid Cycles – Value Bikes
10. Shop Zero – Thousands of Bargains

See all ZipMoney stores.

7. ZipPay

zipPay is actually a division of zipMoney but is tailored for smaller purchases. You can get approved for up to $1000 within a few minutes. Then schedule your repayments weekly, fortnightly or monthly (minimum $40 per month).

Thousands of retail stores accept zipPay. You can also use your zipMoney account at all zipPay stores and your zipPay account at all zipMoney stores!

ZipPay Australia Stores

Here’s the top ten featured Australia stores that accept zipPay:

1. Adairs – Bed and Bath
2. Biome – Eco-Friendly Items
3. Crazy Sales – Bargains Everyday
4. Forever New – Fashion Clothing
5. GHD – Hair Straighteners & Products
6. Kogan – Low Priced Electronics
7. My Deal – Discount Products
8. Pet Stock – Pet Food
9. Sanity – Movies & Music
10. Shiels – Jewellery

See all ZipPay stores.

More Options

The following Australian digital payment platforms are not as well known as the above options, but are still legitimate interest-free finance providers. Once we research each one, we will share and expand what we’ve learned.

• Brighte
• Bundll
• Certegy Ezi-Pay
• CreditLine
• FlexiRent
• Klarna
• Lisa
• Lombard
• Once
• OxiPay (replaced with Humm)
• PayPal Credit
• POLi Pay

Personal Loans

Depending on your needs, an Australian personal loan may be a better option for you as you can spend money from a personal loan on anything you want. Use money from a personal loan for a vacation, home improvement, medical bills, vehicle repairs or ever debt consolidation. Now Finance offers personal loans ranging from $5,000 to $40,000. Applications take under 10 minutes, and you can have the funds in your account within two hours! Repayment plans range from 18 months to 7 years. Get your rate now without affecting your credit score.

The post Buy Now, Pay Later Australia Stores appeared first on Shopping Kim.