Amazon Prime Student: Unmatched Benefits

Signing up for Amazon Prime Student is a game-changer for college students. Enjoy free two-day shipping on millions of items, unlimited streaming of movies and TV shows, and access to exclusive deals and promotions. This service makes college shopping more affordable and enjoyable.

Laptop Deals for Studious Minds

A reliable laptop is a must-have for college students, and we’ve found the best deals for you. From budget-friendly options to high-performance powerhouses, we’ll explore the top laptops that cater to your academic needs. Stay productive and excel in your studies with these tech gems.

Our Pick: Jumper Ezbook S5MAX Laptop – 51% OFF

Experience immersive entertainment and seamless productivity with the Jumper Ezbook S5MAX Laptop. This versatile laptop boasts a stunning 16-inch high-definition display, letting you enjoy movies, shows, and games in vibrant detail. Powered by an efficient Celeron J4105 processor and 4GB of RAM, the S5MAX handles everyday tasks with ease, making it ideal for students, professionals, and casual users.

Dorm Room Décor & Organization

Transform your dorm room into a cozy and functional space with our selection of top deals on dorm room décor and organization. From space-saving furniture to stylish bedding sets, you’ll find everything you need to make your dorm feel like home. Get ready to impress your roommates with your trendy setup!

Our Pick: SOLIMINTR 4-in-1 Hanging Jewelry Organizer – 71% off

Say goodbye to messy jewelry boxes and cluttered countertops! The SOLIMINTR 4-in-1 Hanging Jewelry Organizer is your one-stop solution for storing and displaying all your precious accessories. This innovative organizer combines functionality with style, keeping your jewelry detangled, organized, and easily accessible.

Mattress Toppers for a Good Night’s Sleep

College can be exhausting, so ensuring a good night’s sleep is essential. Discover the best deals on mattress toppers that will add an extra layer of comfort to your dorm bed. Say goodbye to uncomfortable mattresses and hello to a well-rested college experience!

Our Pick: WhatsBedding Memory Foam Mattress Topper – 50% off

Experience a new level of sleep with the WhatsBedding 3 Inch Memory Foam Mattress Topper. This luxurious topper adds a plush layer of comfort to your existing mattress, alleviating pressure points and promoting better sleep posture. The removable and washable cover ensures lasting freshness and easy cleaning, making it ideal for allergy sufferers and anyone seeking a more comfortable sleep experience.

Study Supplies for Success

Boost your academic performance with the right study supplies. Deals on textbooks, stationery, backpacks, and more. Be prepared for every lecture and assignment with these essential study aids.

Our Pick: Gianotter Desk Organizer – 38% off

Tame the chaos on your desk and reclaim your workspace with the Gianotter Desk Organizer. This multifunctional organizer boasts a variety of compartments and features, designed to keep your office supplies, files, and everyday essentials neatly organized and readily accessible.

Smart Home Gadgets for Modern Living

Make your college life more convenient and enjoyable with smart home gadgets. We’ll explore deals on smart speakers, lighting systems, security cameras, and other innovative devices that will turn your dorm room into a tech-savvy haven.

Our Pick: WiMiUS S27 Adjustable Projector – 55% off

Immerse yourself in movies, games, and presentations with the WiMiUS S27 Adjustable Projector. This versatile projector boasts a portable design, 270° adjustability, and wireless connectivity, making it the perfect choice for creating a big-screen experience anywhere, anytime.

7. Health and Wellness Must-Haves

Taking care of your well-being is crucial during your college years. From fitness trackers to meal prep essentials, we’ve rounded up the best health and wellness deals on Amazon. Prioritize self-care and stay on top of your health with these discounted products.

Our Pick: ASAKUKI Essential Oil Diffuser – 37% off

Immerse yourself in a world of peace and tranquility with the ASAKUKI Essential Oil Diffuser with Spring Design. This elegant diffuser features a modern, spring-shaped design that adds a touch of sophistication to any room. Beyond aesthetics, it utilizes ultrasonic technology to gently diffuse essential oils, filling your space with calming aromas and therapeutic benefits.

8. Portable Kitchen Appliances

Eating well on a college budget can be challenging, but not with our top deals on portable kitchen appliances. Discover compact and efficient gadgets like mini-fridges, coffee makers, and microwaves that will make dorm room cooking a breeze.

Our Pick: Ninja DZ201 Foodi 2-Basket Air Fryer – 20% off

Experience a revolution in air frying with the Ninja DZ201 Foodi. This innovative appliance boasts two independent, non-stick baskets, allowing you to cook different foods simultaneously or in batches, making meal prep a breeze. With its powerful DualZone Technology™ and versatile 6-in-1 functionality, the DZ201 air fryer lets you air fry, roast, broil, dehydrate, and more, all in one convenient appliance.

Conclusion

Equipped with knowledge of the top 10 Amazon college essentials deals for 2024, you’re ready to embark on your college journey fully prepared. These carefully selected products ensure you have everything you need without overspending. Don’t miss out on these limited-time offers and start your academic year with the best tools and essentials. Happy shopping and best of luck in your studies!

The post Top 8 Amazon Off to College Deals 2024 appeared first on Shopping Kim.

1. School Supplies Bundle

Score incredible discounts on school supplies bundles during the Amazon Back to School Sale. These curated sets include everything your child needs, such as notebooks, pens, pencils, erasers, and more. Stay organized and prepared throughout the year with these essential supplies.

Our Pick: Mega Back to School Supply Kit Bundle

2. Trendy Kids’ Backpacks

Find the perfect backpacks for your school-aged children with trendy designs and features. From vibrant colors to favorite cartoon characters, Amazon offers a wide selection of backpacks that combine style and functionality. Keep your kids excited about going back to school with these cool backpack choices.

Our Pick: Kids Camo Bookbag – 20% off & Pin Display Backpack – 50% off

3. Educational Toys and Games

Make learning fun and engaging with educational toys and games from Amazon’s Back to School Sale. Whether your child is in kindergarten or high school, there are plenty of educational resources that help develop essential skills while having a blast.

Our Pick: ButterflyEdufields STEM Toy – 25% off

4. Kids’ Laptops and Tablets

Equip your school-aged children with age-appropriate laptops and tablets available at discounted prices. These devices come with parental controls and educational apps to enhance learning and creativity in a safe digital environment.

Our Pick: Kids Tablet 10 inch Android 13(Blue) – 44% off & Android 13 Kids 10 inch Tablet (Pink) – 48% off

5. Classroom Decorations & Supplies

Enhance your child’s study area with fun and educational classroom decorations. From motivational posters to wall charts, Amazon’s Back to School Sale offers a variety of decorations that inspire and create a conducive learning space.

Our Pick: Electric Crayon Sharpener – 55% off

6. Healthy Lunchbox Essentials

Ensure your children have nutritious meals at school with discounted deals on healthy lunchbox essentials. Amazon offers a range of lunch containers, water bottles, and snack boxes to make packing lunches a breeze.

Our Pick: Bento Lunch Box for Kids – 46% off

7. Study Desks and Chairs

Create a dedicated study corner for your school-aged children with study desks and chairs from the Amazon Back to School Sale. These ergonomic and space-saving options will provide a comfortable environment for studying and homework sessions.

Our Pick: Student Kids Study Computer Table – 40% off

Bonus! This year you can even shop by grade level for deals!

• PreK-Grade 2
• Grades 3-5
• Grades 6-8
• Grades 9-12

Conclusion

Maximize your savings and prepare your child for a successful school year with Amazon’s Back to School Sale 2024. From essential school supplies to engaging educational toys and ergonomic study furniture, Amazon offers everything you need to make this academic year exceptional. Happy shopping and here’s to a fantastic school year ahead!

The post Amazon Back to School Sale 2024: Your Ultimate Shopping Guide! appeared first on Shopping Kim.

The beginning of every semester is extremely stressful for learners. They sign up for new classes, meet new people, and try to get their new professors to like them. Let’s not add the stress of looking for supplies to this chaos! Some say that last-minute shopping is never a good idea because the stores become very busy by the end of the summer.

Luckily, there are plenty of online retail stores now that can provide you with everything you need. You can stock up at the beginning of autumn and just refill your inventory as you go. Usually, the Internet gives students everything they need, from source articles to write my essay services. So why not use it for shopping, especially if you don’t have the time to do it offline?

Read on to learn about great online and offline places to do your back-to-school shopping.

What Kind of Products Do You Really Need?

Lots of people think that back-to-school shopping includes only stuff like pens, notepads, and books for your courses. This is completely wrong! First of all, students need lots of things that can help them prepare for another semester. Here are some of the categories that you need to explore on the Internet:

• school supplies, of course;
• clothing;
• lifestyle goods and decor;
• tech;
• beauty products.

Let’s take a closer look at these and find the best places where you can buy them.

Best Places to Buy Everything for Your School Year

Here, you will find stores that have anything you can possibly need next year. Some of them even hold back-to-school sales and clearances, so learners can save quite a lot of money at the end of summer! Also, you can use your student discount for even more benefits.

1. Target

• Category: everything
• Price range: $-$$

This is one of those places that have everything you might ever need and even more. The same goes for Walmart, but you’ll learn more about that later. Here, you can shop online, but beware that your check-out cart might be much bigger than you expected. There are also hundreds of offline stores across the US, so you can choose your items in person.

2. Walmart

• Category: everything
• Price range: $-$$

Some say that this chain is even more affordable compared to Target. Here, you can buy notepads, a new laptop, some headphones, a family-sized pack of Doritos, and a new pair of jeans. It’s pretty easy to get carried away, especially when you are sitting at home and browsing through Walmart’s website! Still, this store has some unique deals that can save your money.

3. Amazon

• Category: everything, but mostly tech and school supplies
• Price range: $-$$$

If you favor huge corporations over local stores, Amazon should definitely be your go-to place. It offers next-day delivery, which is especially great when you forget something and need it as soon as possible! Amazon is probably the only place where you can read hundreds of reviews on a pen and get free delivery on your erasers. Throw in some headphones while you are here!

See our picks for Amazon Back to School Sale 2023

4. Staples

• Category: office supplies, arts and crafts
• Price range: $-$$

Working in an office is basically the same as sitting in a classroom, right? So why not go to Staples for your back-to-school shopping? Today, most purchases are made online here. This store has a wide range of any product that you might need during your semester. Here, you can add notebooks, markers, pens, and even desk chairs to your cart with delivery to your doorstep.

5. Best Buy

• Category: tech
• Price range: $$-$$$

Get ready to leave quite a big chunk of your savings here! This store offers a great choice of devices every student needs and more. There are some things you just can’t study without, for example, a laptop, a tablet, a pair of noise-canceling headphones, and a power bank. If you feel like spending more money, Best Buy has the most popular gaming systems too!

6. Office Depot

• Category: school supplies, tech
• Price range: $-$$$

This store is very similar to Staples. There is one obvious benefit, though: customers can filter their purchases by grade. It’s much easier to browse through this huge online store when you know what you are looking for! Learners can buy a new laptop, a couple of printer paper rims, and a bunch of pens using their student discount all at the same time!

7. Sleepyhead 

• Category: mattress topper
• Price range: $$

Getting a good night’s sleep is crucial for students, and having the right bedding can make all the difference. If you’re in the market for an upgrade, consider Sleepyhead’s mattress toppers. These products offer everything you need to create a comfortable sleeping environment, so you can wake up feeling refreshed and ready to tackle the day. Trust me, Sleepyhead is the way to go when it comes to back-to-school shopping for bedding.

8. Kohl’s

• Category: clothing, home essentials
• Price range: $-$$

Kohl’s is a versatile department store where you can find a wide range of products, making it a great stop for back-to-school shopping. From clothing to home essentials, Kohl’s offers affordable options for students. You can grab stylish outfits, bedding, and other dorm or home necessities without breaking the bank. Keep an eye out for their frequent discounts and promotions, as they often provide additional savings on already reasonably priced items. Whether you’re looking for a new wardrobe or dorm decor, Kohl’s has you covered.

Photo by Lucrezia Carnelos on Unsplash

9. ASOS

• Category: mostly apparel, some beauty products
• Price range: $$

This is a great place to find some new clothes for the upcoming semester. This apparel website is very student-friendly because it often holds clearances and offers many discounts. Also, you will find that most of the clothing is on-trend, appealing to fashion and every size and shape! Students can place their order on the website, which will be delivered within a week.

Takeaway

So there you have it, the top eight places for your back-to-school shopping! With these stores, you can find everything you need to stock up on supplies, tech, and clothes. The best part is that you won’t even have to leave your house! With the progress of e-commerce, your parcel will be waiting for you in a matter of days.

The post 9 Best Places to Do Your Back-To-School Shopping appeared first on Shopping Kim.

Not every website has the necessary level of encryption to ensure its users’ safety. And if you use any online learning platform to help me write my paper, you must protect yourself with antivirus software.

Read on to find out the best antivirus software for your devices.

Why Do You Need Antivirus Software?

According to Norton Security, 39 cyber attacks occur every second, which rounds up to 2200 cyber attacks daily. If that’s not enough to convince you to get antivirus software, here are other reasons to change your mind.

• You visit websites that request your personal information. Assuming you want to get any educational services online, you will need to share your personal details. Having an antivirus in place will protect your sensitive data from online predators.
• Many people have access to your device. When many people browse the Internet with your device, you have little control over the sites they visit. And if the antivirus program is not installed, the users could click on phishing sites or download malware.
• To safeguard your camera. You need reliable antivirus software if your device has an active webcam or external microphone.
• To add extra protection. Most antivirus software provides more than firewall services; they also help you mask your IP address using a built-in VPN service. These services can conduct regular health checks on your devices and eliminate threats automatically.

7 Best Antivirus Software

The market is rife with terrible antivirus software pretending to offer unparalleled protection. But we’ve picked out the best of the best options for your online and offline safety.

1. Avast

Avast is a free and powerful antivirus that students can download on any device. Unlike one-dimensional antivirus programs, Avast offers a diverse suite of functionalities. It helps students block distractions and stop malware threats.

With Avast, you no longer need to manually scan individual files after download. The CyberCapture feature automatically forwards suspicious files to a chest for further threat analysis.

Besides, the antivirus can scan your network hotspot to find out if you are connecting to a honeypot. This will come in handy when connecting to open WiFi in libraries and lecture halls.

2. McAfee

When it comes to easy-to-use antivirus programs, McAfee gives all existing software a run for their money.

For starters, the program provides real-time threat assessment for online activities. Besides, McAfee offers wallet protection for contents like

• ID cards;
• debit cards;
• crypto assets;
• passwords.

Apart from that, McAfee antivirus optimizes your operating system to prevent common problems like overheating and fast battery drain. You can also configure the program to reduce pop-ups and unsolicited ads.

3. Norton 360

Norton Antivirus provides world-renowned protection against hackers and malware. This program works on both Mac and PC.

When you use Norton antivirus, you can block hackers, stop spoofing attempts, and safeguard your webcams without decreasing the processing speed of your OS.

Other features available on the Norton 360 premium plan include the following:

• Virus Removal;
• Malware Protection;
• Cloud Backup;
• Safe Web;
• Safe Search;
• Smart Firewall;
• Password Manager;
• Parental Control;
• Secure VPN;
• Privacy Monitor;
• SafeCam;
• Dark Web Monitoring;
• Identity Lock.

4. Kaspersky

Kaspersky is a brand-name antivirus program that every student should install. This program offers protection against hackers and malicious programs.

Kaspersky also provides VPN and a Kid Safety package. Besides, you can manage your passwords with the Password Manager Premium subscription.

You will enjoy using Kaspersky because it optimizes the device’s processing speed and blocks ads. And the best part is that you can use the program to manage your screen time and increase your productivity.

5. Bitdefender

Bitdefender is a lightweight antivirus with an intuitive interface that everybody can use. This antivirus offers online protection while maintaining high performance, especially for gamers and designers.

As the name implies, Bitdefender fights the latest forms of cyber threats, including 

• security exploits;
• online scams;
• phishing;
• crypto-jacking.

Bitdefender also monitors your app’s behavior to detect suspicious activities in real time.

6. Avira

Avira is a program that protects your online privacy and sensitive data. This free antivirus software works on all mobile and desktop devices, which is perfect for online shoppers and students.

The standout features on Avira include

• VPN;
• anti-spam;
• identity protection;
• speed booster;
• PC cleaner.

You can also use the password manager to keep your passwords within a digital multi-layered vault.

Although you need to get the premium version to access advanced features, Avira is still one of the most reliable software for students.

7. ESET NOD32

ESET NOD32 is the perfect antivirus program for students who are into gaming. It works for multiple operating systems.

With Gamer Mode, you can switch the app to Silent while it continues running in the background. You can also schedule updates and notifications outside your active gaming hours to ensure a seamless experience.

Other notable features available on ESET NOD32 include the following:

• Antivirus and Antispyware;
• Ransomware Shield;
• Scan While Downloading Files;
• Advanced Memory Scanner;
• System Registry Scanner.

For a fixed monthly price, you can get access to additional features to better protect your devices and browsers.

Conclusion

Antivirus software is essential to your online well-being as cyber threats become more frequent and dangerous. Nowadays, you can find advanced antivirus programs that can also boost your device’s performance.

Always go for the best option when it comes to your online security. Use antivirus software like Avast and Norton to protect your data, identity, and even geolocation. Browse safely!

The post 7 Antivirus Software Students Should Use appeared first on Shopping Kim.

It shouldn’t be a secret to anybody that attending college is expensive. The overall cost of your education depends on a variety of factors. Of course, if you’re lucky to win a scholarship or prefer to get help with essay writing for cheap, you can save some money. But, one way or another, it is a major expense that can be hard to afford.

Thinking about the high cost of education, many young people decide that community college is the right option for them because such schools are considered to be much cheaper. But is it really so? In this article, an expert from a trusted essay service will help us figure this out.

Community College: Potential Savings

So, can you really save money by choosing a two-year community college over a traditional four-year college or university? The short answer is yes; you can save money by taking this path. The reason for this is the low cost of tuition and fees at such schools.

Let’s look at some numbers here. According to Education Data, the average in-state community college tuition ranges from as low as $1,300 to slightly over $7,500 per year. The country’s average is $3,400 for in-state students and $8,210 for out-of-state students.

Now, let’s compare this to the cost of four-year schools:

• public four-year college (in-state) – $10,740
• public four-year college (out-of-state) – $27,560
• private four-year college – $38,070

As you can see, the price range is significantly higher. And, if we look at the cost of more popular universities, it only gets worse.

If you do a bit of math, you can see that by going to a two-year community college, you can save from $2,500 to as much as $30,000+ in a year. Respectively, during the two years of your supposed studies, you can end up saving from $13,000 to over $60,000. The difference is huge, so we could leave it like that and state that a community college is indeed cost-efficient.

But, according to the expert from EssayService, there is a catch.

The Cons of Going to a Community College

If you start working right after graduating from a community college, you can end up saving lots of time and money on your education. However, it is fair to say that a community college degree won’t give you access to all jobs out there. In many cases, building a solid career in a fast-growing industry will require you to continue your education and earn at least a BA degree.

The good news is that you can take another two years at a four-year college after two years at a community one and get your degree. But the main catch is that not everyone is capable of doing that.

Programs in four-year colleges and universities are much more intense. And the teachers are more demanding too. So, when you get into such a school after a community college, you can suddenly realize that you are way behind the program. And catching up with your peers can take lots of time.

According to stats, only 13% of community college graduates transfer to a four-year school graduate in two years as expected. Another 22% graduate within three years. And 28% of such students graduate within four years.

In terms of savings, this means that you might actually pay even more. Basically, you will have to pay for the two years at a community college, and then, if something goes wrong, you might also have to pay for another 3-4 years at a regular college.

And there is more! It is perfect if you can pay for your community college out of pocket. In this case, you might eventually get long-term savings. But what if you are taking a loan to finance your education? In this case, if you don’t manage to graduate from a four-year college in two years as planned, you risk ending up with hefty student debt.

The Bottom Line

If you look at the tuition alone, it is crystal clear that community colleges are much more cost-efficient. And many people believe it’s true. However, in reality, community college hides many pitfalls. The catches we discussed here can rid you of the possibility of saving money. Moreover, you can end up spending even more than if you’d just go straight to a four-year college.

So, what is our verdict? Although community colleges can seem like a sweet deal, they aren’t good for everyone. Eventually, it all gets down to your needs, expectations, and goals.

Therefore, before deciding to attend such a school, it is vital that you weigh out all pros and cons. Research your options and assess your abilities realistically to minimize the risks. After all, your future career and financial stability will heavily depend on this decision. Focus on your unique needs and current situation to see if this option will work for you!

The post Can You Really Save Money by Attending a Community College? appeared first on Shopping Kim.

When Starr witnesses the shooting of her unarmed friend by a police officer, she has to find the courage to speak up and fight for justice. This powerful novel raises many important issues that students should be aware of, such as racism, poverty, and police brutality. In this article, we will discuss some of the most important lessons that students can learn from The Hate U Give.

1. The Hate U Give is a powerful book that teaches students about the Black Lives Matter movement

The Hate U Give is a powerful book that teaches students about the Black Lives Matter movement. As stated above, the book is set in the fictional city of Garden Heights, where sixteen-year-old Starr Carter juggles two worlds: the poverty-ridden inner city where she lives and the wealthy, mostly white prep school she attends.

When Starr witnesses the fatal shooting of her unarmed best friend Khalil by a police officer, she is thrust into the center of a national debate on race and justice. As she struggles to find her voice, Starr must decide whether to stay silent or speak out against the injustice she has witnessed.

This Photo by Unknown Author is licensed under CC BY-SA

2. The story follows Starr, a young black girl, who witnesses the shooting of her unarmed friend by a police officer

The novel explores the issues of race and police brutality through the eyes of a teenager. Starr is forced to choose between speaking up or staying silent in order to protect herself and her family. The novel is narrated in first person, giving readers an intimate look into Starr’s thoughts and emotions. The story is heart-wrenching and eye-opening, and it will leave you questioning everything you thought you knew about justice.

3. Starr must grapple with what happened and decide whether to speak out against the injustice she witnessed

She knows that if she speaks out, she could be putting herself and her family in danger. However, she also knows that remaining silent would mean that Khalil’s death would go unacknowledged and that his memory would be forgotten. In the end, Starr decides to speak out, and her testimony helps to bring about justice for Khalil.

Remember!

If you’re ever feeling stuck while writing an essay, it can be helpful to read other people’s work for inspiration. And if you’re looking for some free essays to get you started, you could find Tuesdays with Morrie essays online, as they are a great option. You can find them online easily enough, and they’ll give you a good sense of what your professor is asking for. Of course, make sure you don’t plagiarize! But if you use the essays as springboards for your own original thoughts and ideas, they can be a fantastic resource.

So next time you’re feeling stuck, don’t despair – just do a quick search and see what comes up. Who knows, you might just find exactly what you need to jumpstart your next great paper.

Why is it important to learn to stand up for what we believe in and fight for justice?

Thomas Jefferson once said, “All men are created equal.” Though this statement was made many years ago, it is still relevant today. In a world that is increasingly divided, it is more important than ever to learn to stand up for what we believe in. When we fight for justice, we are fighting for our own rights as well as the rights of others. When we speak out against injustice, we help to create a more just and equitable world.

Additionally, by taking a stand against injustice, we set an example for others to follow. We show them that it is possible to effect change and that their voices matter. In a world that is full of division and hate, learning to stand up for what we believe in is essential. It allows us to build bridges instead of walls and to create a better future for all.

Wrapping Up

The Hate U Give is an important book that teaches students about the Black Lives Matter movement and the issues of race and police brutality. The story follows Starr, a young black girl, who witnesses the shooting of her unarmed friend by a police officer. Starr must grapple with what happened and decide whether to speak out against the injustice she witnessed.

In the end, Starr decides to speak out, and her testimony helps to bring about justice for Khalil. The novel is heart-wrenching and eye-opening, and it will leave you questioning everything you thought you knew about justice. The Hate U Give is an important book for all students to read. It will teach them the importance of speaking out against injustice and fighting for justice. Additionally, it will show them that their voices matter!

Author’s Bio: Brandon Kryeger is an English teacher and blogger. He has been teaching for over five years and loves it! When he’s not in the classroom, he enjoys reading, hiking, and spending time with his wife and two dogs.

The post What a Student Can Learn from The Hate U Give by Roman Angie Thomas appeared first on Shopping Kim.

This approach to life can make it very difficult for anyone to save money, after all, it’s much easier to spend it. It’s also potentially more satisfying in the short term.

That’s why you need to start teaching your child about saving from a young age, here are our 5 best tips to teach children healthy money habits early:

1. Talk To Them

The first step in educating your child about saving is to sit down and talk to them about wants versus needs. Your child needs to understand when they need something and when they simply want something.

It’s a good idea to use your own budget to illustrate tall the bills that need to be paid and how much money that leaves to cover wants.

Of course, you also need to talk about unexpected needs, hence the need to save.

2. Earn It

The next step is for them to have an appreciation of money. The best way to do this is to pay them for doing chores. You can set a rate per chore or simply pay them a fixed rate per week to complete an agreed list of chores.

This will help them to understand the work involved in earning money and they’ll think twice before they spend it.

3. Saving Goal

To encourage your children to save set them a saving goal. Tell them that when they reach a certain amount they’ll get a treat or you’ll give them a specific extra amount.

They can also set a savings goal to allow them to purchase a specific item. Simply work out with them how much they need to save each week and how long it will take them to save the necessary money.

Then, it’s up to them to do the saving.

4. The Savings Spot

Children need somewhere safe to save money. This may mean giving them a piggy bank, perhaps with a lock on it. Alternatively, if they are old enough, they can have a bank account.

This will help them to see how their savings are building. The higher the figure gets the more they’ll be inspired to save.

5. Be The Bank!

On occasion, it can be useful to be the bank for your child. For example, if they really want something for $100 and don’t want to save then agree to lend the money to them but they have to pay it back from their allowance with interest.

Show them all the figures and encourage them to understand that having the item instantly on credit has cost them a lot more in the longer term. Waiting and saving is a good thing.

Teach them to spend responsibly using a service like Greenlight, a debit card for kids, managed by parents. With the tap of a button, send money to your kids — anytime, anywhere. No trips to the ATM, no cash, no hassle. Set flexible parental controls that are right for your family and get real-time notifications every time your kids spend money.

In short, you’re using being the bank as an opportunity to teach them the benefit of waiting for things. Ideally, this should start as they start a reputable center of early learning Bendigo, or wherever you live.

The post 5 Tips to Teach Your Child to Save Money appeared first on Shopping Kim.

However, there is a bit of a downside. If you refinance federal student loans, you may miss out on the opportunity to apply for income-based repayment plans or federal loan forgiveness programs. That being said, here are a few questions you should ask yourself before deciding to refinance your student loans.

Are Your Loans Private or Federal?

Federal student loans are loans issued by a federal student aid organization. Private loans are granted by independent lenders. While both  types of loans can be refinanced, federal loans are sometimes eligible for loan forgiveness or repayment plans. If you refinance a federal loan through a private lender, you lose the ability to apply for these plans. Check to see if any federal student loan assistance is available before you refinance.

Do You Qualify?

In order to refinance your student loans, you first need to be approved. To qualify for refinancing, you’ll need a steady income and a decent credit score. There may be other requirements, depending on the lender you’re working with. Go over the requirements before you apply, and see if you think you qualify before proceeding.

How Much Will You Save?

The biggest benefit to refinancing is the ability to renegotiate your interest rate. When you first applied for a loan, you likely had to settle for a high interest rate because you were a new student. But, chances are, your financial situation has probably improved since then.

Working out  a refinanced loan with a lower interest rate can add up to a lot of savings at the end of the year. Plus, if you need to save a bit more money, you can choose to make lower payments over a longer period to give you more money to work with each month.

As you can see, there are benefits to refinancing a student loan. Researching the possibility could potentially save you thousands of dollars. What could be better than that?

The post Should You Refinance Student Loans? appeared first on Shopping Kim.

Unfortunately, most college students don’t have a high income level that can cover all the expenses. If you’re a student, keep reading and find great tips to save money living off-campus.

1. Plan your Budget

For starters, you need to create a well-thought-out plan to spend your money efficiently. Fortunately, there are a lot of mobile apps that can help manage your money with ease. You must form a habit to note all your incomes and expenses. 

For instance, grab your smartphone and specify your spending on academic writing help if you order essays online. 

2. Buy Cheap Food

Students spend from $50 to $100 on food in a week. If you want to start saving money, you can try to reduce your spending on food. The best way to eat for cheap is by buying noodles. Many college students have lived on ramen noodles.

However, if you want to have a healthier, more nutritious option but still save money, consider purchasing food at Dollar Tree or Family Dollar. These stores offer all products for $1 only. Also, you can start doing bulk purchases at discount warehouses. 

3. Save of Transportation

Students who live off-campus should include transportation expenses in their budgets. Due to this, you should always try to rent an apartment close to your college.

If you live far from your university, find someone who has a car, and drive together to split expenses on gas. However, a student who can pick you up may have a different schedule. Therefore, you may probably need to spend some extra time at the college.

In case you don’t have enough time to do your homework on time due to an updated schedule, feel free to ask your friend, “Who can help me write my essay?”. 

4. Purchase Used Products

Used products are much cheaper than new ones. However, in most cases, they are still good. Therefore, you can save up to half of an item’s price. For instance, if you need a laptop, buy a used computer and save a lot of money. Also, you can save up some funds by purchasing used textbooks.

5. Split Living Expenses

The largest cut of students’ budget is living expenses. Do not hesitate to find other students who want to save money and rent an apartment together. Living with friends, you will not only get the ability to split rent and utility bills, and housekeeping duties, but also find good company. 

Roommates will help you pass your time with fun and study with ease. For instance, you can ask your friends, “Guys, I need help with my home work. Can someone help?” I am sure that your mates won’t let you down and help you do your assignment.

6. Use Discount Coupons

Every college student has a student ID. Don’t hesitate to use it to get discount coupons and save money. If you have a valid student ID, you can visit museums and cinema theaters and save up to 50% on tickets. You can also save some money on apparel and gadgets if you verify your student status via ID.me, Student Beans, UNiDAYS, and other services for students.

Learners can also save money ordering academic papers online. If you need a Ph.D. writer to create an assignment for really cheap, reach SpeedyPaper, an online paper writing company. A Speedy Paper discount code will help you to save up on your college essays. Moreover, these guys gather the best deals for students in one place.

7. Save on Media

Every student consumes a lot of media every day. If you want to save money, consider replacing cable TV with free online services like YouTube to find entertainment content.

You can start using online streaming services like Netflix. Amazon Prime offers discounts for students. If you have a .edu email, you can sign up on Apple Music with a 50% price cut and get an Apple TV subscription for free.

8. Go Shopping Wisely

Stores want everyone to spend more, and they don’t hesitate to use marketing tricks to drive you to purchase useless and expensive products. For that reason, you need to shop wisely to save money. 

Firstly, you need to create a shopping list before going to a store. Never go out for shopping when you’re hungry or disappointed. 

The desire to have a bite can motivate you to buy some snacks or other ready-to-eat products. Also, an unexpected purchase can improve your mood if you feel tired, lonely, or bored. However, it will negatively affect your budget.

Also, stay savvy and always explore all the deals to purchase a product or order service for the best price. By way of illustration, if the question, “Who can write my paper for me?” wraps your head around, do the following. Open a browser, surf the Internet, and find an assignment writing service that can do your homework for a low price.

9. Secret Tip for Students

As a college student, you’re free to use a university’s facilities. Do not hesitate to save money on the gym by doing a workout at the college fitness center. You can also print your papers and project at the university or use public Internet hotspots to download and upload massive amounts of data if your data plan implies any restrictions.

The post 9 Tips to Save Money Living Off-Campus appeared first on Shopping Kim.

The high price of textbooks can be unaffordable for many students struggling to make ends meet in the first place.

That’s why it’s important to consider ways to dodge the price increases by thinking outside of the box to get your hands on the right textbook. Check out our smart budgeting tips to make sure you get the best textbooks for your college education.

Let’s take a look below!

1. Avoid the College Bookstore 

If your college has a bookstore on campus, you might be tempted to buy your textbooks from there.

That’s what everyone else is doing, right? It’s convenient and easy to just wander into the bookstore and leave with a bunch of books.

However, you probably couldn’t find a more expensive place to purchase your textbooks. This is the equivalent of visiting an artisan grocery to refill your refrigerator.

Whenever possible, you should definitely try to shop anywhere else to get your hands on your college textbooks.

2. Always Check the College Library

Many college students depend on the college library for textbooks. If your professor has put it on the reading list, then it’s probably held in your college library.

However, everyone will rush to get the same college textbook. So, make sure you’re early to get your hands on the book.

You may even be able to order the textbook online before anyone else gets there.  

3. Share Textbooks With Friends 

You don’t really need to buy every textbook yourself.

The average student spends around $579 every year on textbooks. Why don’t you try to share the cost with your friends at college?

Of course, you might need to make arrangements to study together sometimes when you share a textbook.

However, if you share a textbook with a close friend or roommate, this can always make things much easier.

Depending on your professor, you might not always be able to share textbooks. If you need to use the textbooks on a daily basis, this may not be suitable.

4. Buy Second-Hand When You Can

You don’t need to buy new textbooks. Many textbooks used by professors have been around for years.

You need to take advantage of any book fairs or online websites where you can buy the same textbook but a bit rough around the edges.

Used books can often be significantly cheaper compared with brand new copies. Sometimes you’ll find them in really good condition!

Find out more about education on a budget here.

5. Why Buy When You Can Rent 

When you have finished with the class at college, you’re probably never going to look at the textbook ever again.

That’s why it makes no sense to purchase textbooks. You can simply save a lot of money if you rent your textbooks instead.

Some textbooks are priced at over $100. You really don’t need to invest in a textbook this expensive for one class. That’s why many students try to rent books.

You might find that your college bookstore runs a rental scheme. However, make sure you don’t forget about the terms of the rental. You don’t want to end up with fines for forgetting to return your textbooks when the class is over.

6. Download as an E-Book

Many textbooks can be downloaded as ebooks now. This usually reduces the cost of the textbook.

You could either rent or buy the textbook in this format. Just make sure you have an e-reader to read the ebook. You can’t read everything on your smartphone.

Ebooks can be really convenient to carry around campus and to class. You don’t need to drag a bunch of heavy books with you anymore.

However, ebooks aren’t always as pleasant to read. You also won’t be able to make notes in the margins of the textbook.

7. Buy an Older Edition of the Textbooks

Textbooks are constantly updated. Every year the publisher might release a new version of the same textbook.

But, you save a lot of money by buying the previous edition of the textbook. Most of the time, nothing has substantially changed about the content.

You might need to make sure the textbook is broadly similar to the new version before you part with your money.

8. Sell Your Textbook After Use

You may decide that you simply can’t avoid buying the textbook brand new. But, you might be able to recuperate some of the costs after.

You can put up your old textbooks for sale online to make back some of the money you spent while studying for that class.

9. Focus on the Important Textbooks

Not every textbook is important. Some textbooks are an essential aspect of your class. Others aren’t so essential to what you do.

Therefore, you need to focus on using your budget wisely. Buy the books you can’t pass the class without.

But, if you only need to read a chapter or two of another textbook, you can probably skip it to save money.

10. Ask to Borrow a Textbook

If you’re desperate for a textbook, then you could simply ask your friend in the same class to borrow their textbook.

You could even take a photo of the page in the textbook. This will allow you to save your money for the more important textbooks.

Smart Budgeting for College Textbooks

If you’re on a budget, you can’t afford to splurge everything on expensive textbooks all of the time.

But, the truth is that you don’t always need to waste your money on textbooks. There are a bunch of clever ways to save money. Follow the tips above and you’ll save money like a pro.

Do you want to discover more tips on how to save money on your textbooks? Check out everything you need to know about smart budgeting on our website!

The post Smart Budgeting Tips That Save Money When Buying College Textbooks appeared first on Shopping Kim.