Openpay is currently available for Australia and New Zealand residents and United Kingdom residents. 

Here is the list of online stores that accept Openpay for payment to buy now and pay later (our recommended stores are in bold):

Australia/New Zealand Openpay Stores 

United Kingdom Openpay Stores 

Are we missing any Openpay stores?

Leave a comment, and we will update the list as we learn of more stores that accept Openpay for payment. If you are a merchant that accepts Openpay and would like to be added to our list, please contact us.

If you do not qualify for Openpay, we suggest checking out other Australian financing options such as AfterPay, Humm, LayBuy, ZipMoney and/or ZipPay.  

The post Online Stores That Accept Openpay To Buy Now, Pay Later appeared first on Shopping Kim.

Humm is currently only available for permanent residents of Australia who are 18 years or older, have a permanent job of at least 25 hours a week or be an aged/veteran’s pension and not be insolvent or declared bankrupt. 

Here is the list of online stores that accept Humm for payment to buy now and pay later (our recommended stores are in bold):

• Bonds – Zippys, hoodies, trackies, socks, underwear
• Cotton On – Fashion, accessories, shoes, homewares, stationery & gifts
• Factorie –  Latest trends for guys and girls
• SurfStitch – Actions sports & youth culture apparel
• Toy Universe – Kids Toys
• Angel Maternity
• Berlei
• Beserk
• Bojangles
• Bras N Things
• BuyInvite
• Code Republic
• DealsDirect
• Dilux Designs
• Dotti
• FashemCo
• Frank & Beans
• Jacquie
• Jockey
• Naturalizer
• Novo Shoes
• OO.com.au
• OzSale
• Peter Alexander
• ParlourX
• Redz Workwear
• Saturday The Label
• ShopZero
• TopBuy

Are we missing any Humm stores? Leave a comment, and we will update the list as we learn of more stores that accept Humm (formerly known as Oxipay) for payment. If you are a merchant that accepts Humm and would like to be added to our list, please contact us.

If you do not qualify for Humm, we suggest checking out other Australian financing options such as AfterPay, LayBuy, ZipMoney and/or ZipPay.  

The post Online Stores That Accept Humm To Buy Now, Pay Later appeared first on Shopping Kim.

Latitude Pay is currently only available for Australian citizens who are 18 years or older, have a bank debit card or credit card and an acceptable credit record. 

Here is the list of online stores that accept Latitude Pay for payment to buy now and pay later (our recommended stores are in bold):

Recommended LatitudePay Stores

LatitudePay Stores

What Is the Catch With Latitude Pay?

There’s no catch! If you get approved for this payment option, we’ll let the payments roll in over 10 weekly installments with only one small addition: an late fee if missed ones aren’t made on time.

Is Latitude the Same as Latitude Pay?

LatitudePay, the new payments platform from Latitudes is now available for smaller purchases. The company’s highly successful instalments program can be used on both larger-cost items as well as those costing less than $100!

Who Is Eligible for LatitudePay?

LatitudePay is a payment platform that allows you to send money anywhere in the world, for free! You can use it with your visa or mastercard. Here’s how:
-Be over 18 years old AND hold an Australian temporary residency permit (with 12 months left) OR become permanent resident of Australia first; then apply for latitudes pay+ once logged into their account online.

Can Latitude Pay Be Used Anywhere?

New payments innovation- LatitudePay is available anywhere Mastercard accepted! From next year, Australians and New Zealanders will be able to make purchases using their card right away without having an additional app on your phone.

Are we missing any Latitude Pay stores? Leave a comment, and we will update the list as we learn of more stores that accept Latitude Pay for payment. If you are a merchant that accepts Latitude Pay and would like to be added to our list, please contact us.

If you do not qualify for Latitude Pay, we suggest checking out other Australian financing options such as AfterPay, LayBuy, ZipMoney and/or ZipPay.  

The post Online Stores That Accept Latitude Pay To Buy Now, Pay Later appeared first on Shopping Kim.

Australia Interest-Free Finance Providers

1. AfterPay

AfterPay appears to be the most popular choice as they allow you to pay for your purchase over four equal installments, due every two weeks with zero interest and no extra costs. Simply link up your Australian Visa or Mastercard credit or debit card and you’re good to go.

Afterpay Australia Stores

Below are the top 20 most popular stores in Australia that accept Afterpay:

1. Adore Beauty – Cosmetics & beauty care products
2. Bed Bath N’ Table – Homewares
3. BNKR – Women’s fashion clothing
4. Cotton On – Fashion, accessories, homewares, stationery & gifts
5. David Jones – Fashion and beauty
6. Fantastic Furniture – Value furniture & bedding
7. House.com.au – Kitchenware
8. Lorna Jane – Women’s fitness clothing
9. Lululemon – Athletic apparel
10. Myer – Fashion, homewares, beauty, toys & more
11. Portmans – Women’s clothing & fashion
12. Princess Polly – Clothes and cosmetics
13. Rebel Sport – Sports brands
14. Sephora – Cosmetics & skincare
15. Showpo – Fashion clothing
16. Sunglass Hut – Sunglasses
17. SurfStitch – Actions sports & youth culture apparel
18. UGG – Sheepskin boots
19. Urban Outfitters – Clothing, accessories & apartment items
20. Zanui – Furniture & homewares

See all Afterpay stores.

2. Humm

Humm lets you buy little things up to $2,000 and choose to repay fornightly in 5 or 10 slices – that’s over 2.5 or months or big things up to to $30,000 and pay back in up to 60 months with no interest.

Humm Australia Stores

Below are the top 5 most popular stores in Australia that accept Humm:

1. Bonds – Zippys, hoodies, trackies, socks, underwear
2. Cotton On – Fashion, accessories, shoes, homewares, stationery & gifts
3. Factorie –  Latest trends for guys and girls
4. SurfStitch – Actions sports & youth culture apparel
5. Toy Universe – Kids Toys

See all Humm stores.

3. LatitudePay

LatitudePay allows you to shop at your favorite stores and make ten weekly payments with no interest. 

LatitudePay Australia Stores

Below are the top 3 most popular stores in Australia that accept LatitudePay:

1. Catch.com.au – Deals of the Day
2. Cotton On – Fashion, accessories, shoes, homewares, stationery & gifts
3. Factorie –  Latest trends for guys and girls

See all LatitudePay stores.

4. LayBuy

LayBuy lets you to get your purchase now and spread the total order cost over 6 weekly automatic payments with no interest. 

LayBuy Australia Stores

Below are the top 11 most popular stores in Australia that accept LayBuy:

1. Bendon Lingerie
2. Beth Bath & Beyond NZ
3. Boohoo NZ
4. Cotton On – Fashion, accessories, shoes, homewares, stationery & gifts
5. Factorie –  Latest trends for guys and girls
6. Glassons – Fashion clothing
7. Hallenstein Brothers – Men’s clothing & suits
8. JD Sports – Trainer and sports fashion retailer
9. Superette – Designer clothing
10. Supre – Womens jeans, tops, dresses & accessories
11. SurfStitch – Actions sports & youth culture apparel

See all Laybuy stores.

5. OpenPay

Openpay allows you to spread your purchase price over weekly, fortnightly or monthly payment plans with no interest.

OpenPay Australia Stores

Below are the top 5 most popular stores in Australia that accept Openpay:

1. Bonds – Zippys, Hoodies, Trackies, Socks, Underwear
2. Crumpler – Backpacks, Laptop & Casual Bags
3. Esther & Co – Women’s Dresses & Clothing
4. Koala – Furniture
5. TOMS – Openpay is available on orders from $100 to $1,000

See all Openpay stores.

6. ZipMoney

zipMoney is a smart way to pay for life’s larger purchases over time, on your terms (can choose weekly, fortnightly, monthly or one-off payments). You get a default three-month window where you can make repayments interest free.

ZipMoney Australia Stores

Over 3,000 Australia stores accept zipMoney. Here are the top ten most popular:

1. 624.com.au – Ultimate Mattress In A Box
2. Billy Guyatts – Electrical Superstore
3. BROSA – Functional & Stylish Furniture
4. Elinz – Car Electronics
5. Gym and Fitness – Fitness Equipment
6. Hugo Sleep – The Perfect Mattress
7. Jason.L – Office Furniture
8. Personal Digital – Unlocked Mobile Phones
9. Reid Cycles – Value Bikes
10. Shop Zero – Thousands of Bargains

See all ZipMoney stores.

7. ZipPay

zipPay is actually a division of zipMoney but is tailored for smaller purchases. You can get approved for up to $1000 within a few minutes. Then schedule your repayments weekly, fortnightly or monthly (minimum $40 per month).

Thousands of retail stores accept zipPay. You can also use your zipMoney account at all zipPay stores and your zipPay account at all zipMoney stores!

ZipPay Australia Stores

Here’s the top ten featured Australia stores that accept zipPay:

1. Adairs – Bed and Bath
2. Biome – Eco-Friendly Items
3. Crazy Sales – Bargains Everyday
4. Forever New – Fashion Clothing
5. GHD – Hair Straighteners & Products
6. Kogan – Low Priced Electronics
7. My Deal – Discount Products
8. Pet Stock – Pet Food
9. Sanity – Movies & Music
10. Shiels – Jewellery

See all ZipPay stores.

More Options

The following Australian digital payment platforms are not as well known as the above options, but are still legitimate interest-free finance providers. Once we research each one, we will share and expand what we’ve learned.

• Brighte
• Bundll
• Certegy Ezi-Pay
• CreditLine
• FlexiRent
• Klarna
• Lisa
• Lombard
• Once
• OxiPay (replaced with Humm)
• PayPal Credit
• POLi Pay

Personal Loans

Depending on your needs, an Australian personal loan may be a better option for you as you can spend money from a personal loan on anything you want. Use money from a personal loan for a vacation, home improvement, medical bills, vehicle repairs or ever debt consolidation. Now Finance offers personal loans ranging from $5,000 to $40,000. Applications take under 10 minutes, and you can have the funds in your account within two hours! Repayment plans range from 18 months to 7 years. Get your rate now without affecting your credit score.

The post Buy Now, Pay Later Australia Stores appeared first on Shopping Kim.

Here is the list of all of Australian stores that accept Zip Pay for payment to buy now and pay later in Australia. Most stores are based in Australia, but may ship to the US, UK and internationally. Our favorite Zip Pay stores are listed first.

Adairs – Bed and Bath

Adairs is your go-to destination for all things bed and bath. With a wide selection of high-quality bedding, towels, and homewares, you can transform your home into a cozy sanctuary. Explore their range of stylish and comfortable options, all available with Zip Pay.

Ally Fashion – Ladies Clothing

For the latest in women’s fashion, Ally Fashion is a top choice. From trendy clothing to accessories, they cater to fashion-forward individuals. Enjoy the convenience of Zip Pay while updating your wardrobe.

Alternative Airlines – Travel | Flights

If you’re planning your next getaway, Alternative Airlines can help you find the best flight deals. Explore destinations and book your flights with the peace of mind that Zip Pay provides. Travel now and pay later.

Artist Guitars – Musical Instruments

Music enthusiasts, rejoice! Artist Guitars offers a wide range of musical instruments, from guitars to accessories. With Zip Pay, you can pursue your musical passions without any upfront costs.

Aussie Health Products – Health Food Store

Maintaining a healthy lifestyle is made easier with Aussie Health Products. They offer a variety of health foods and supplements to support your well-being. Shop now and use Zip Pay for added convenience.

Bed Bath N’ Table – Homewares

Bed Bath N’ Table is your one-stop shop for all things homewares. From bedding to tableware and home decor, they have a diverse collection to enhance your living spaces. Use Zip Pay to revamp your home.

Boody – Organic Bamboo Eco Wear

Boody specializes in sustainable and comfortable clothing made from organic bamboo. Their eco-friendly approach to fashion is a hit among those who care about the environment. Shop Boody’s range with Zip Pay.

Bras N Things – Lingerie

Find the perfect lingerie and sleepwear at Bras N Things. Their collection is designed to make you feel confident and comfortable. With Zip Pay, you can refresh your lingerie drawer.

Catch.com.au – Deals of the Day

Catch.com.au is your destination for daily deals and discounts on a wide range of products. From electronics to fashion, they have it all. Make the most of their offers and pay later with Zip Pay.

City Beach – Surf, Skate, Street & Fashion Clothing

City Beach is the ultimate destination for all things surf, skate, and streetwear. Explore their fashion-forward clothing and accessories, and use Zip Pay to stay on-trend.

Cookware Brands – Cookware

For the culinary enthusiasts, Cookware Brands offers a wide range of cookware, kitchen gadgets, and accessories. Elevate your cooking experience with quality products available through Zip Pay.

Core Trainer – Waist Trainer Corset

Achieve your fitness goals with Core Trainer’s waist trainer corsets. These products are designed to help you on your fitness journey. Use Zip Pay to make your purchase a breeze.

Costume Direct – All Things Costume

Whether you’re gearing up for Halloween or a themed party, Costume Direct has you covered. Explore their diverse range of costumes and accessories and enjoy flexible payments with Zip Pay.

Costume Warehouse – Halloween Costumes

Halloween enthusiasts, look no further. Costume Warehouse has an extensive collection of Halloween costumes for all ages.

Fabric Trove – Where Creatives Flock

If you’re into crafting and sewing, Fabric Trove is a haven for creative minds. They offer a wide selection of fabrics and sewing supplies.

Fantastic Furniture – Value Furniture & Bedding

Fantastic Furniture provides affordable and stylish furniture and bedding options. Create your dream living space with their products, all available with Zip Pay.

Fantasy Lingerie – Sexy Lingerie

Indulge in luxurious and seductive lingerie from Fantasy Lingerie. Their collection is designed to make you feel confident and alluring.

GHD – Hair Straighteners & Products

For flawless hair styling, GHD is a trusted name. Their hair straighteners and products are known for their quality and performance.

Happy Tummies – Gluten Free & Allergy Free Food

Happy Tummies is the go-to store for those with dietary restrictions. They offer a wide range of gluten-free and allergy-free food products.

Honey Peaches – Fashion Boutique

Honey Peaches is a fashion boutique offering a curated selection of trendy clothing and accessories.

i-Tech – Computer Hardware, Software & Electronics

i-Tech is your destination for all things tech. From computer hardware to software and electronics, they have a wide range of products.

Kogan – Low Priced Electronics

Kogan is known for offering competitively priced electronics and gadgets. Whether you’re looking for a new smartphone or tech accessories, shop with Zip Pay for flexibility.

Lime Tree Kids – Wooden & Educational Toys

Lime Tree Kids specializes in wooden and educational toys for children. Their products are designed to encourage learning through play.

Motoquipe – Car Accessories

Motoquipe is the place to go for car enthusiasts. They offer a range of car accessories to enhance your vehicle’s functionality and style.

My Deal – Discount Products

My Deal offers an extensive range of discounted products, from homewares to electronics.

Naturally Sweet – Natural Sugar Sweeteners

Naturally Sweet is your source for natural sugar sweeteners and sugar alternatives. If you’re looking to reduce your sugar intake, shop with Zip Pay for convenience.

Pet Stock – Pet Food

Pet Stock is the go-to store for pet owners. They offer a variety of pet food and supplies to keep your furry friends happy and healthy.

Shaver Shop – Hair Removal & Grooming

Shaver Shop provides a range of hair removal and grooming products. Whether you’re looking for shavers, trimmers, or grooming accessories, enjoy the convenience of Zip Pay.

Shiels – Jewellery

Shiels is your destination for beautiful jewelry. From rings to necklaces and earrings, their collection offers a wide range of styles.

Spell & The Gypsy Collective – Boho Fashion

For those who embrace boho fashion, Spell & The Gypsy Collective is a top choice. Their collection is inspired by a bohemian lifestyle, and you can shop with Zip Pay for added convenience.

Sportitude – Sporting Equipment & Clothing

Sportitude caters to sports enthusiasts with a wide range of sporting equipment and clothing. Whether you’re into running, fitness, or outdoor sports, shop with Zip Pay.

The Christmas Warehouse – Trees & Decorations

The Christmas Warehouse is your holiday decor destination. They offer a wide selection of Christmas trees, decorations, and lights to make your festive season magical.

The Creative Toy Shop – Educational Toys

The Creative Toy Shop specializes in educational toys for children. Their products are designed to foster creativity and learning. Use Zip Pay to invest in your child’s development.

Wild Secrets – Adult Toys

Wild Secrets offers a discreet and comprehensive range of adult toys and accessories.

Yellow Octopus – Gifts & Gadgets

Yellow Octopus is the place to find unique gifts and gadgets for all occasions. Whether you’re shopping for a special someone or looking for quirky gadgets, enjoy the ease of Zip Pay.

Even More Zip Pay Stores

The list of Zip Pay-accepting stores doesn’t end here. Here are more options to explore:

1. Adairs
2. Air Kayaks Direct
3. Anaconda
4. Arnhem
5. Auguste
6. Automotive Superstore
7. Baby Junction
8. Ballet Tonet
9. Bay Sports
10. Best&Less
11. Beyond Tools
12. Buy Smarte
13. Camilla
14. Chain Valley Gifts
15. Coconette-oz
16. Collector Store
17. Elke
18. Emte.
19. Evopia
20. Fishing Tackle Shop
21. Forever New
22. Fresh Fragrance
23. Golf Gods
24. GolfBox
25. Honey Birdette
26. Hudson Furniture
27. Incu
28. Indera.Beads
29. Ixiah
30. Kayaks2Fish
31. Kinnan
32. Kitchenaid
33. Love Luggage
34. Luxette Boutique
35. Lulu Manna
36. Maurie + Eve
37. Melange Chic
38. Milk & Love
39. One Honey Boutique
40. Online Auto Parts
41. Otherworld Shoes
42. Oxford
43. Palmer & Penn
44. Planet Linen
45. Politix
46. Revoir
47. River To Ocean Adventures
48. Sea Tribe
49. Shock Mansion
50. Shoe Me Gorgeous
51. Silver Shop
52. Splice Boutique
53. Sporting House Direct
54. Style Me Over
55. That Shop
56. The Block Shop
57. The Home
58. The Party People
59. The Wardrobe
60. Toy Fiesta
61. White Runway
62. Wigs Australia
63. Youfoodz
64. All Zip Pay Stores

Looking for more places to shop? You can now check out using your Zip Pay account at all Zip Money stores!

Are we missing any Zip Pay stores? Leave a comment, and we will update the list as we learn of more Australian retailers that accept Zip Pay for payment. If you are a merchant that would like to be added to our list or recommended, please contact us.

The post Australian Online Stores That Accept Zip Pay – Buy Now, Pay Later appeared first on Shopping Kim.

Here is the list of all of the 150 Australia stores that accept ZipMoney for payment to buy now and pay later in Australia. Most stores are based in Australia, but may ship internationally. Our favorites and bolded and listed first.

If you can’t find what you’re looking for, check out stores that accept Afterpay for more payment plan options in Australia.

1. 624.com.au – Ultimate Mattress In A Box
2. Billy Guyatts – Electrical Superstore
3. BROSA – Functional & Stylish Furniture
4. Elinz – Car Electronics
5. Ergoflex – Memory Foam Mattresses
6. Fantastic Furniture – Value Furniture & Bedding
7. Gym and Fitness – Fitness Equipment
8. Hugo Sleep – The Perfect Mattress
9. Jason.L – Office Furniture
10. Personal Digital – Unlocked Mobile Phones
11. Reid Cycles – Value Bikes
12. 2nds World
13. 99Bikes
14. Aarons Outdoor Living
15. Art Hide
16. Aus-Appliances
17. Australia Robotic
18. Australian Direct
19. Australian Golf Outlet
20. Auto Craze
21. Auto Parts Co
22. Avatar
23. Baby Bunting
24. Bausele
25. Bava’s Music City
26. BBQ Spit Rotisseries
27. Beds4Kids
28. Bedshed
29. BicyclesOnline
30. Black Hound
31. Black Mango
32. Blinds City
33. Bmusic
34. BoardWorld
35. Brosa
36. Budget Tyre Outlet
37. Chaise Sofas
38. Chiropedic
39. Coco Republic
40. Cute Co
41. Cycle Power
42. CyclingDeal
43. DigiDirect
44. Dillenger
45. Diving Frontiers
46. Dollar Curtains
47. Doors Plus
48. Equestrian Hub
49. Factory Plus
50. Ferei
51. Fiori
52. Georges
53. GR-Tek Computers
54. Hemi Performance
55. Home Clearance
56. Icon by Designs
57. Imaginables
58. Industrial Lighting
59. JCPonline
60. Just Ride It
61. Koala Mattress
62. KPD 4×4
63. Lavender Hills Interiors
64. Legear
65. Leitner
66. Leederville Cameras
67. Lekker
68. Little Kids Jumping Castles
69. Little People’s Bedroom
70. Lovett Industries
71. Luxbmx
72. Mirror City
73. Mode Auto Concepts
74. Model Flight
75. Monroe Yorke Diamonds
76. MuBu Home
77. Mwave
78. My Furniture
79. No Worries Turf
80. Office Stock
81. Onebed
82. OneWorld
83. Orbit Fitness
84. Outdoors Domain
85. OZ Design
86. Ozzy Tyres
87. Pagnian
88. PC Case Gear
89. Personal Digital
90. Raw Fitness Equipment
91. Reid Cycles
92. Replica Furniture
93. Retro Jan
94. Ride The Tide
95. Rise Above
96. Road Runner
97. Roman Daniels
98. Saddleworld
99. Salon Warehouse
100. Shed Store
101. Shine Mirrors
102. Simply for Strings
103. Skeanie
104. Sleep Republic
105. Sleepy Panda
106. Sokol
107. Space Grill
108. Stancash
109. Stonex
110. Style My Home
111. SurfboardsDirect
112. Sweat Central
113. Tempe Tyres
114. Tennis Warehouse
115. Tentworld
116. The Saddlefitter
117. TheR8
118. Thermomix
119. ThinkLounges
120. Trinity Connect
121. Topseed Sports
122. TyreSales
123. Tyroola
124. Vuly Trampolines
125. Wheel Science
126. Zumix

Are we missing any Zip Money stores? Leave a comment, and we will update the list as we learn of more Australian retailers that accept Zip Money for payment. If you are a merchant that would like to be added to our list or recommended, please contact us.

Kim Rowley

Kim is a long time blogger and shopping expert! She loves finding the bests deals and was an early adopter of Buy Now Pay Later. She is dedicated to teaching others how to safely use BNPL apps and services to purchase everything from clothing to shoes and home furnishings.

shoppingkim.com

The post Online Stores That Accept Zip Money To Buy Now, Pay Later appeared first on Shopping Kim.