What Are Health Retreats?

Health retreats are not just vacations; they’re transformative experiences. Guests embark on programs tailored to individual needs, whether that’s mental relaxation, physical rejuvenation, or emotional healing. While the backdrop of these retreats might be lush forests, tranquil beaches, or secluded mountains, their essence lies in their ability to refresh the soul.

The Healing Holidays Advantage

Enter Healing Holidays, a trusted platform that bridges seekers with the world’s best health retreats. Their curated list ensures that guests experience authenticity, quality, and a true sense of renewal. It’s not just about the destination, but the journey of transformation that Healing Holidays promises and delivers.

The Holistic Approach of Health Retreats

Holistic health retreats serve as sanctuaries where every aspect of one’s being is nurtured and harmonized. It’s a concept that transcends the typical wellness routines by advocating for a complete union of the mind, body, and spirit. Such retreats are a testament to the belief that true wellness is multi-dimensional, incorporating mental clarity, physical vitality, and spiritual peace.

Beyond structured activities like yoga and meditation, these retreats offer serene environments where one can commune with nature, indulge in healthful cuisine that cleanses and revitalizes the body, and participate in therapeutic sessions that clear the mind. The ancient practices adopted by these retreats, such as Ayurveda, emphasize a balanced life, with treatments that are tailored to individual constitutions and life energies. Traditional Chinese medicine, another pillar of holistic retreats, focuses on restoring the body’s vital energies through acupuncture, herbal medicine, and qi gong.

By combining these age-old health systems with modern wellness techniques, such as biohacking, sleep therapy, and nutritional genomics, a unique synergy is formed. This synergy not only fosters profound physical healing but also catalyzes a deep, internal transformation that can reframe one’s outlook on life, leading to sustained well-being long after the retreat has ended.

Personalized Wellness Journeys

The allure of health retreats is significantly heightened by their commitment to personalization. Acknowledging the uniqueness of each individual, wellness experts at these retreats begin with thorough consultations to understand the distinct needs of each guest. Whether the concern is chronic stress, suboptimal weight, or a need for emotional release, the programs are meticulously crafted to address these issues head-on.

Dieticians, therapists, and wellness coaches work in concert to create a holistic plan that encompasses every facet of health. Nutritional plans are not merely about calorie counts but are designed to enhance one’s vitality and are often paired with cooking classes to empower guests with skills they can take home. Physical activities are chosen not just for fitness but for how they align with one’s energy levels and interests, from invigorating hikes to restorative yoga flows. Emotional well-being is nurtured through therapies like mindfulness training, journaling workshops, and even art therapy, facilitating a release that is both cathartic and healing.

This degree of personal attention ensures that guests don’t just participate in a program; they embark on a wellness journey that resonates with them on a personal level, making the retreat experience deeply impactful and transformative.

Connecting with Like-minded Souls

While personal transformation is a significant aspect of health retreats, the communal experience cannot be overlooked. These retreats often foster a sense of community, allowing guests to connect with like-minded individuals on similar journeys. Sharing experiences, challenges, and triumphs with others adds a layer of richness to the retreat. This shared sense of purpose not only magnifies the positive vibes but also creates lasting friendships, making the retreat experience even more memorable.

Key Benefits of Health Retreats

• Digital Detox: In an age of constant connectivity, these retreats grant the permission to disconnect, allowing you to relish in the present moment and the beauty around.
• Personal Growth: Every retreat is an opportunity. Attendees dive deep into workshops that not only relax but also inspire, encouraging personal and spiritual growth.
• Expert Guidance: One of the retreat’s greatest gifts is access to professionals. Be it fitness regimes, dietary plans, or therapeutic sessions, expert advice ensures that benefits extend beyond the stay.
• Lasting Impact: A health retreat isn’t a fleeting experience. The insights acquired, the habits cultivated, and the memories forged linger, influencing everyday life in a myriad of positive ways.

Conclusion

A Journey of Rediscovery Health retreats are more than just breaks; they are catalysts for change. They remind attendees of the simple joys of life, of the importance of health, and the value of inner peace. And for those ready to embark on this transformative journey, platforms like Healing Holidays are the ideal compass, guiding them towards experiences that genuinely heal and uplift.

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Understanding the Importance of Sleep

Before we delve into practical tips for improving sleep in a busy life, let’s first understand why sleep is so vital:

The Science Behind Sleep

• The Sleep Cycle: Sleep consists of different stages, including REM (Rapid Eye Movement) and non-REM sleep. Understanding these cycles can help us optimize sleep.
• Brain Restoration: Sleep is when our brains consolidate memories, process emotions, and repair themselves, ensuring we wake up mentally refreshed.

Challenges of a Busy Lifestyle

Living a busy life often means facing unique sleep challenges:

• Time Constraints: Finding time to sleep amidst a packed schedule can be challenging.
• Stress and Anxiety: The hustle and bustle of life can lead to heightened stress and anxiety, making it difficult to fall asleep.
• Inconsistent Routines: Irregular work hours or travel schedules can disrupt our sleep routines.

Image by storyset on Freepik

Prioritizing Sleep in a Busy Life

Now that we understand the importance of sleep and the challenges of a busy lifestyle, let’s explore practical sleep health solutions and strategies for prioritizing restful sleep.

Establishing a Consistent Sleep Schedule

• Setting a Routine: Going to bed and waking up at the same times daily helps regulate your body’s internal clock.
• Weekend Adjustments: Try to maintain your sleep schedule on weekends to minimize disruptions.

Creating a Relaxing Bedtime Ritual

• Wind Down: Engage in calming activities like reading or gentle stretching before bed.
• Limit Screen Time: Reduce exposure to screens (phones, tablets, TVs) before bedtime to improve sleep quality.

Managing Stress and Anxiety

• Mindfulness Meditation: Practice mindfulness exercises to calm the mind and reduce stress.
• Breathing Techniques: Deep breathing exercises can help relax the body and promote better sleep.

Optimizing Your Sleep Environment

• Dark and Cool: Ensure your bedroom is dark and kept at a comfortable, cool temperature for better sleep.
• Comfortable Mattress and Bedding: Invest in a comfortable mattress and pillows that suit your preferences.

Navigating Sleep on a Busy Schedule

• Power Naps: Utilize short power naps during the day to recharge without interfering with nighttime sleep.
• Prioritizing Self-Care: Recognize that adequate sleep is essential for your well-being and success.

Image by storyset on Freepik

Choosing the Right Mattress

When it comes to prioritizing sleep, one of the most crucial factors is your choice of mattress. A quality mattress can make a significant difference in the quality of your restful slumber, and it’s a key element of sleep health solutions. Among the many options available, our top pick for a mattress that promotes healthy sleep and spine alignment is the SpineAlign mattress.

Why Choose SpineAlign?

• Optimal Support: The SpineAlign mattress is designed to provide excellent support for your spine, ensuring proper alignment throughout the night.
• Comfortable Sleep Surface: With a combination of memory foam and innerspring coils, it offers a balance of comfort and support, making it ideal for all types of sleepers.
• Pressure Relief: The mattress is engineered to relieve pressure points, reducing the risk of waking up with aches and pains.
• Breathable and Cool: SpineAlign incorporates cooling technologies to regulate temperature and keep you comfortable all night long.
• Quality and Durability: Made with premium materials, SpineAlign mattresses are built to last, providing years of restful sleep.

Conclusion

In a busy lifestyle, it’s easy to neglect sleep, but doing so comes at a cost to our health and productivity. By understanding the science of sleep, managing stress, and creating a sleep-conducive environment, you can make restful sleep a priority even in the busiest of lives.

FAQs

How Many Hours of Sleep Do I Need Each Night?

On average, adults should aim for 7-9 hours of sleep per night.

Can I Catch Up on Lost Sleep During the Weekends?

While it’s possible to recover some lost sleep, it’s best to maintain a consistent sleep schedule.

What Should I Do If I Can’t Fall Asleep Due to a Busy Mind?

Try relaxation techniques like meditation or progressive muscle relaxation to calm your mind.

Is It Okay to Use Sleep Aids for Better Sleep?

Consult with a healthcare professional before using sleep aids, as they may have side effects.

How Can I Manage Jet Lag When My Schedule Involves Frequent Travel?

Gradually adjust your sleep schedule to align with your destination’s time zone, and stay hydrated during travel.

The post Busy Lifestyle Sleep: Prioritizing Restful Slumber in a Hectic World appeared first on Shopping Kim.

Unraveling the Allergies in Fall

What Causes Fall Allergies?

Fall seasonal allergies occur when the immune system reacts excessively to substances that are otherwise harmless. The immune system’s overreaction leads to the release of histamines and other chemicals, causing the typical allergy symptoms. These substances, known as allergens, are present in the environment and can vary from one season to another.

Common Seasonal Triggers

Different allergens dominate each season. In the fall, ragweed pollen takes center stage as the primary trigger for allergies. Ragweed releases its pollen into the air, which can travel great distances and cause allergic reactions in susceptible individuals. Additionally, mold spores thrive in damp autumn conditions, contributing to fall seasonal allergies.

The Role of Indoor Allergens

While outdoor allergens like ragweed and mold play a significant role in fall allergies, indoor allergens also contribute to symptoms. Dust mites, pet dander, and indoor mold can worsen allergic reactions, especially when spending more time indoors as the weather cools down.

Recognizing the Symptoms

Common Fall Allergy Symptoms

The symptoms of fall seasonal allergies closely resemble those of other seasonal allergies. Sneezing, runny or stuffy nose, watery and itchy eyes, and itchy sinuses are common manifestations. These symptoms can range from mild to severe, impacting daily activities and overall quality of life.

Identifying Less Common Symptoms

In addition to the typical symptoms, fall allergies can also lead to less common manifestations. Headaches, shortness of breath, wheezing, and coughing may occur. For individuals with asthma, fall allergens can trigger asthma attacks, further exacerbating respiratory distress.

The Relationship with Asthma

Many individuals with fall allergies also have asthma. When exposed to fall allergens, these individuals may experience asthma symptoms, such as wheezing and difficulty breathing. It’s essential for those with both allergies and asthma to manage their conditions effectively to prevent complications.

Diagnosing Fall Allergies

Typical Indications of Fall Seasonal Allergies

Symptoms of allergies in fall closely mirror those of other seasonal allergies. Sneezing, a runny or congested nose, watery and itchy eyes, and sinus discomfort are customary presentations. The intensity of these symptoms can range from mild to severe, affecting daily routines and overall well-being.

Exploring Less Common Manifestations

Beyond the usual symptoms, allergies in fall can also give rise to less prevalent signs. Headaches, shortness of breath, wheezing, and coughing may ensue. Individuals with asthma may experience heightened asthma symptoms triggered by fall allergens.

Effective Approaches to Alleviate Symptoms

Embracing Allergen Avoidance Strategies

Minimizing exposure to allergens remains a cornerstone of fall allergy management. Staying indoors during peak pollen times, utilizing air purifiers, and maintaining closed windows can mitigate allergen infiltration.

Medications for Symptom Relief

For individuals with fall allergies, various medications can provide relief from symptoms. Over-the-counter antihistamines and decongestants can alleviate sneezing, itching, and congestion. Prescription medications like steroid nasal sprays are also effective in reducing inflammation.

The Role of Antihistamines and Decongestants

Antihistamines work by blocking histamine release, thereby reducing allergy symptoms. Decongestants help relieve nasal congestion and improve breathing. These medications can be beneficial in managing mild to moderate fall allergy symptoms.

Steroid Nasal Sprays and Prescription Drugs

Steroid nasal sprays are commonly prescribed to reduce inflammation and alleviate congestion. In more severe cases, allergists may recommend prescription medications or immunotherapy, such as allergy shots, to desensitize the immune system.

Immunotherapy and Allergy Shots

Immunotherapy involves exposing the immune system to gradually increasing amounts of allergens to build tolerance. Allergy shots are a form of immunotherapy that can effectively reduce the severity of allergic reactions over time.

Lifestyle Adjustments

Tips for Minimizing Allergy Exposure

Taking steps to minimize exposure to allergens can significantly impact fall allergy symptoms. Using allergen-proof bedding covers, cleaning regularly, and avoiding outdoor activities during high pollen counts are effective strategies.

Creating Allergy-Proof Living Spaces

Creating an allergy-friendly environment at home involves implementing measures like using air purifiers and maintaining proper indoor humidity levels. Air filters play a crucial role in reducing the presence of allergens indoors, ensuring cleaner air for allergy sufferers.

Weather Impact on Allergies

Weather conditions can influence the severity of fall seasonal allergies. Dry and windy days can lead to higher pollen counts and increased allergy symptoms. Staying informed about pollen forecasts and adjusting outdoor activities accordingly can help minimize exposure.

FAQs

Are Fall Allergies the Same as Spring Allergies?

Fall allergies are triggered by different allergens than spring allergies. While both seasons can cause similar symptoms, the specific triggers vary.

Can Fall Seasonal Allergies Worsen Asthma Symptoms?

Yes, fall seasonal allergies can exacerbate asthma symptoms, potentially leading to asthma attacks.

What Is the Role of Immunotherapy in Fall Allergy Treatment?

Immunotherapy, such as allergy shots, aims to desensitize the immune system to allergens, reducing the severity of allergic reactions over time.

How Can I Create an Allergy-Proof Living Space?

Creating an allergy-proof environment involves using air purifiers, maintaining proper indoor humidity levels, and reducing exposure to indoor allergens like dust mites and pet dander.

What Allergies Flare up in the Fall?

The most common allergens that flare up in the fall are:

• Ragweed pollen
• Mold spores
• Dust mites
• Animal dander
• Weeds such as goldenrod and sagebrush

How Long Do Fall Allergies Last?

The duration of fall allergies can vary depending on the individual and the severity of their allergies. However, in general, fall allergies can last from late summer to early winter.

Conclusion

Allergies in fall can put a damper on the otherwise delightful autumn season. Understanding the causes, symptoms, and effective management strategies can empower individuals to navigate this season with greater comfort. By implementing avoidance techniques, utilizing medications, and seeking expert guidance, individuals can minimize the impact of fall allergies on their daily lives.

The post Fall Seasonal Allergies: How to Breathe Easier This Autumn appeared first on Shopping Kim.

A Little History

In 2005, prescription eyeglasses were sold online for the first time. For the next decade the prescription glasses industry would slowly but surely start to gain popularity. In 2007, the first smartphone was created, which contributed to the popularity of online shopping. 2014-2019 were the years that online shopping was starting to gain more and more popularity. In 2017, almost eight million pairs of prescription eyeglasses were sold online, which in reality only makes up about four percent of the entire prescription eyeglass market.

Everything changed in the year 2020 due to the pandemic, going to stores in person became harder and practically impossible during a period of time. This was the time that online businesses started to thrive, and prescription eyeglasses were no exception. People still needed to buy eyeglasses, so ordering them online really was the best (and at one point the only) option. This was the time when more and more people started to buy prescription glasses online by Overnight Glasses, Zenni, Eyebuydirect and some other online stores.

During that time, people were buying prescription glasses online out of necessity, but because of this they saw the simplicity of the process that goes into it and continued to do so even after the end of the pandemic. Let’s take a look at the process of buying prescription glasses online.

Prescription

The first thing you need to do to order prescription glasses online is have your prescription. You get your prescription by taking an eye exam when you visit your optometrist every year or every two years. Each prescription is good for up to two years, but once that time is up you need to pay your optometrist a visit for a new prescription. The prescription is basically the instructions for the lens makers. It’s important that it has accurate information, so that your glasses will be made perfectly for your vision.

Frame

Once you have your accurate prescription, you are ready to start looking for a frame. This part is probably the most fun. Online shops have larger catalogs, so you are practically guaranteed to find the perfect frame (although you’ll definitely have a hard time choosing just one). If you’re worried about not being able to try them on, a lot of online shops have virtual try on options, so you can see how each of the frames look on your face. You’ll also be able to filter your searches by color, brand, size, shape, style, material and face shape. This makes it much easier and quicker to find exactly the type of frame that you are looking for.

Lens

One of the benefits of buying your prescription lenses online is the options for lenses. Most online shops have a pretty large selection of lenses to choose from, which a lot of brick and mortar stores do not provide. The options usually include the standard polycarbonate, thinner high index lenses and Trivex lenses. You’ll also be able to add different coatings and treatments to your lenses, depending on your vision needs and preferences. Some of these coatings and treatments include UV protection, anti-glare, anti-scratch, anti-reflective, light responsive, etc.

It’s a good idea to speak with your optometrist to see which lenses are better for your eyes, and which coatings and treatments are worth the extra money to add to them.

Once you are done choosing your lenses, you are ready to put in your order. At brick and mortar stores you have to wait at least two to three weeks to receive your glasses, but by ordering your prescription glasses online, you’ll receive them much faster. The longest wait will be one week, but at many online shops you can get your pair within a few days, or even within twenty-four hours. In addition to all of the other benefits of buying glasses online, you also get to save a lot of time.

Now that you have seen how quick and easy it is to order prescription glasses online, give it a try the next time you want to buy a new pair. But be warned: once you start, it’ll be pretty hard to stop!

The post From Eye Exams to Home Delivery: The Evolution of Buying Prescription Eyeglasses Online appeared first on Shopping Kim.

For many people, they find that they don’t have the right type of insurance or they don’t have enough coverage. They find themselves in financial difficulty because insurance didn’t pick up the slack when they thought it would.

Do you need insurance? That’s another question that people ask themselves. They think that they don’t need the extra cost.

Read on to learn why insurance is important and the types of insurance you need to consider for complete coverage.

Do You Need Insurance?

Let’s start with the basics. Is insurance really necessary? After all, you’re paying monthly premiums every month and probably wondering what for.

Ask yourself this question. If you got sick or got into a car accident, would you be able to pay for the expenses out of pocket?

Probably not. Many Americans can’t afford a $400 emergency, let alone a car repair or hospital bill that’s worth thousands of dollars.

Insurance is important because it can leave you and your family financially unstable. You pay an insurance premium every month so you aren’t slammed with a huge bill when something bad happens to your or your property.

The Types of Insurance to Consider

Insurance isn’t a one-size-fits-all type of thing that you purchase. The insurance needs of a married father of four will be different from the needs of a single self-employed woman.

That’s why there are different types of insurance products to learn about. Understanding them helps you figure out the right types of insurance.

Health Insurance

We don’t in a country that offers universal health coverage, so you have to consider health insurance. With the costs of healthcare being what they are, this is an essential insurance plan to have.

There are many types of health insurance products out there. Some are short-term plans, which are good for instances when you’re not working for a short period of time.

There are other types of coverage through the Healthcare Marketplace. You need to weigh your deductible, co-pays, and understand your coverage fully before you sign up.

Life Insurance

What would happen if you passed away? Who becomes responsible for paying for your funeral expenses and any related healthcare expenses?

That would probably be left for your family to figure out if you don’t have life insurance. Of course, you don’t want to think about dying unexpectedly, but you ever know.

Life insurance can be a great thing to provide your family in the middle of grief. They wouldn’t have to worry about living expenses or making ends meet, as long as you have the right coverage. This life insurance guide tells you more about the types of life insurance and how to get enough coverage.

Homeowner’s Insurance

Your home is the most important and expensive purchase you will make. Why would you not protect it with a sound insurance policy?

Homeowner’s insurance has a couple of components to it. There’s liability coverage, which will cover you if someone is injured on your property. There’s also property coverage, which will cover the structure and your belongings inside the property.

Your belongings are covered in one of two ways. The first is the market value, which is how much something like your TV would be worth on the market today. The other way is the replacement value, which is the cost to replace that item.

If you live in a place that gets flooded, make sure that you have additional flood coverage. You won’t be covered under a standard policy.

Home-Based Business Insurance

Working from home can bring a host of benefits, especially if you have a home-based business. You can store your inventory at home and

The major error that new entrepreneurs make when they start a business from home is that homeowner’s insurance will cover everything that’s related to the business.

That doesn’t happen. For example, if you work from home and 100% rely on your laptop for your business and it breaks, your homeowner’s coverage won’t cover it.

You need to have a separate home-based business insurance policy. This can easily be done as an insurance rider in most cases. This is something that you can’t afford to forget about if you start a business from home.

Renter’s Insurance

Renter’s insurance is very similar to homeowner’s insurance, but it’s for renters. It protects the property inside your unit as opposed to the physical structure.

If there’s damage to your property or if there are other issues in the home and your property is damaged. Renters insurance also covers liability in case of someone getting hurt in your home.

Auto Insurance

Auto insurance is another type of policy that you should have if you own a car. Most places require that you have some basic level of auto insurance before you put your car on the road.

Auto insurance can be confusing because different states have different laws regarding coverage requirements. Some states are no-fault states while others require personal injury protection.

If your car isn’t a beater car, you’ll want to get comprehensive coverage, which can take care of replacing or repairing the car in an accident.

Yes, You Need Insurance

Do you need insurance? If you learned anything by reading this, it’s that insurance is necessary to have if you want to prevent financial difficulties for you and your family.

It can be hard to know what you need insurance for, which is why you need to understand the different types of insurance. You have insurance policies for just about everything that can happen in life and death.

Which ones you need depends on a number of factors, like your age, health status, homeowner status, and more. You should sit down with an insurance professional to decide what types of coverage you need.

Be sure to visit this site often for more great tips to help you and your family save money.

The post Do You Need Insurance? A Guide to the Major Types appeared first on Shopping Kim.

One Visit a Year May Be Just as Good as a Checkup Every 6 Months

Some people may need more frequent visits to the dentist’s office. For instance, those who smoke, suffer from diabetes or have the tendency to develop gum disease, require constant dental care. If you don’t find yourself in the categories mentioned earlier, you can get away with fewer visits. The common belief is that it’s necessary to schedule preventative visits every six months. It’s about time to rethink the twice-yearly dental visit.

The fact is that if you have very little chance of cavities or gum disease, you don’t have to see your dentist more than once a year. If you’re in great health, one visit per year is more than enough to prevent tooth decay or tooth loss. Some studies have discovered that going to the dentist more than once a year made little or no difference at all in the amount of plaque, bleeding, and so on. What it’s important to understand is that we have different oral health needs and risk levels. Have a chat with your dentist and see when its’ the right time to schedule a check-up.

Needless to say, if you have many problems with your teeth, you shouldn’t postpone the visit for too long. You need to create and build a relationship with the oral health expert. Generally speaking, the higher your risk for dental problems, the sooner you should go for a check-up.

Purchase a Dental Discount Plan

Dental discount plans are designed for individuals or families looking forward to saving money on their dental care. You, i.e. the patient, pay the entire cost of the rate negotiated with the dentist and the referring company. You’re able to use the discount a few days after signing up. It’s an option worth considering if your employer doesn’t offer dental coverage or the premiums are too high. Talk with your oral health expert and see whether they take part in dental savings plans. You might have a positive surprise.

A dental discount plan can go a long way in terms of helping you reduce your overall dental care costs. The main difference between a dental discount plan and a dental insurance coverage plan is that it doesn’t pay for your expenses. It simply offers discounted prices from participating dentists. If you know for sure that you won’t be needing extensive work done, a dental discount plan can turn out to be of great help. Keep in mind that you still have to cover a large portion of the dental costs.

Try to Avoid Unnecessary Treatments

As a patient, you should be the one watching over your budget because no one is looking out for you. Screening procedures are highly abused. Oral health experts identify cavities from X-rays. Adults with no obvious dental issues don’t require an X-ray every year. If you’re in doubt, ask if the screening procedure is really necessary. You haven’t had any recent cavities, so there’s no reason to do an X-ray. You’ve managed to avoid cavities by brushing your teeth on a regular basis and going to the dentist’s office. As you would expect, there are situations when there is a legitimate problem.

Imagine the following scenario: You walk into the dentist’s office with a sore mouth, which could be due to an infection to the tissues surrounding the oral cavity. The X-ray creates a 3D image of the dental structures, soft tissue, nerves, and bone, allowing the oral health expert to see what’s going on. Unfortunately for you, you may need several thousands of dollars of work to fix the issue. What can you do? If you have a financial emergency, you get a same day loan. The loan will help you pay off the unexpected expense. The best thing is that you get your money within one day.

Getting back on topic, it’s the dentist’s duty to provide you the services that are good for you. You don’t have to get your teeth polished time and time again. Get your teeth polished every 6 months and keep them looking clean through proper dental hygiene. Stay away from unnecessary procedures. The oral health expert has your best interest at heart. It shouldn’t be understood that dentists simply want to rip people off. However, it’s the responsibility of patients to exercise reasonable care.

See if You Can Spread the Cost of Your Dental Treatment

A great many people skip going to the dentist because they can’t afford the bills. Practically, it’s a luxury they can’t afford. What about you? If you find yourself in the same situation, be proactive. One effective way of moving past the burden of budgeting is to spread the costs of the dental treatment. The payment loans can be spread over a period of up to 4 years so as to make your treatment plan more accessible from a financial standpoint. Perhaps your tooth is aching. You can take anti-inflammatory medication and everything will be better. Yes, but the problem won’t go away and it will become costlier to treat.

The bottom line is that dental care can turn out to be a burden, even if you’ve got insurance. If you haven’t been to the dentist in a while because you’re terrified of the costs, that’s too bad. As you’ve been able to see, going to the dentist doesn’t need to cost a fortune. There are ways to reduce the impact of dental costs on your budget. Keep your mouth healthy.

Stores That Accept Care Credit To Buy Now, Pay Later

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5 Practical Budgeting Tips to Save Money on Healthcare

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The post Going To The Dentist Doesn’t Need To Cost A Fortune appeared first on Shopping Kim.

There are ways you can save on contacts and glasses when you shop at specialty stores like 1-800-Contacts and Best Buy Glassess that offer a large variety and great deals. Check out our tips to help you spend less on new eyewear to help you see and look good.

Price Shop Offices

Prices can vary between offices. You will need to get an exam before you can order your glasses or lenses. 

Check out the prices of large chains like Walmart along with your local optometrist offices. You will still see a doctor at the chain store, and paying more for the same services doesn’t mean you get a doctor that cares more about you.

It’s important to get an eye exam because your eye doctor can watch the overall wellness of your vision. The eyes can also show signs of other diseases such as diabetes.

Some places will honor price matches. If you see a good deal, make sure you keep the ad and ask your eye doctor to match the price. You should also ask about free repairs and adjustments. If you buy from an eye doctor, this could mean savings, especially if these glasses are for a child.

Comparison Shop

After you visit the doctor, don’t just settle for a pair of frames you see. You don’t have to buy them immediately. Take note of the frames you like and then shop around to see if you can find a better price online or elsewhere.

Check with local retailers and reputable online sites. Make sure you check out the online sites to make sure they are legit and their products are acceptable quality.

Don’t Replace Glasses Each Year

If you don’t need to, don’t replace your glasses each year. You can always keep the same frames and update lenses if your prescription changes.

It takes a lot of effort and time to find the perfect frames, so there is no need to go through this each year if you don’t have to. Simply ask to switch out lenses if your vision changes, and you can save a lot of money.

Buy Cheaper Glasses if You Wear Contacts

If you wear your contacts out and about and your glasses at home, why spend extra money on your glasses?  Choose the budget option on your glasses since no one will see your glasses anyway.

Don’t let the staff talk you into expensive frames—just let them know you wear contacts more often.

Skip the Add-Ons

You can save a great deal of money by skipping the add-ons. If your prescription is above +/- 3.00, you may not need them. These add-ons include ultrahigh index lenses and light-adjusting lenses.

All plastic lenses have an anti-scratch coating, so you can probably skip this add-on. You can also skip the coating to block blue light. The studies between the damage from blue light to the retina are pretty weak at this point. 

You may not want to skip anti-reflective coating. It does reduce the glare, which can be helpful at night. Others can also see your eyes better without the glare.

Buy Online

With new technology, it’s easier to buy online than ever before. The same glasses or contacts you would buy locally. You could save as much as 70 percent.

For example, you can shop this designer eyewear to help you find today’s looks at better prices. 

Most sites offer free shipping. Be sure to check return policies as well. You will need to get the pupillary distance to make sure your glasses fit properly in addition to your lens strength. 

Find Trial Offers

If you wear contacts, some contact lens providers such as Dailies or Acuvue offer free trial lenses. This is a great way to make sure you like the lens before buying. They may also have rebates available.

Talk to your optometrist about rebates and special offers available. You can choose different lenses that are less expensive but are similar to your current ones.

Utilize Vision Insurance

See if you have vision insurance. Even if you don’t have a separate vision plan, you may be covered under your regular health insurance. You may have to pay for the glasses, but you may get a portion of your exam paid.

Make sure that the provider you select is in your network if you have vision insurance. Take advantage of what you can. See if you can get any reimbursement if you pay out of pocket by talking to your plan’s administrator.

There are also vision plans that you can buy out of pocket. Make sure you add up the monthly costs and out of pocket costs to see if you can save money. There are many low-cost options available.

Use FSA Funds

If you have a flexible spending account (or FSA), you can use this pretax money to pay for vision expenses such as contact lenses and prescription glasses. Your FSA funds do not cover expenses like extended warranties. 

You want to use all of your FSA funds before the end of the year, so you don’t lose that money. If you still have money, buy a pair of glasses to use this money. It’s pretax dollars, so you are saving money.

If you do not have an FSA, see if your employer offers this benefit. You can save money on your medical expenses.

Consider Lasik

Lasik surgery may seem expensive, but if you add up your yearly costs on exams, contacts, and glasses, you may realize the savings sooner than you thought. You can also use your HSA or FSA to pay for the surgery, so it’s pretax dollars. 

Final Thoughts on Contacts and Glasses

There are ways you can save money on contacts and glasses. Make sure you do your research ahead of time to find the best deals. Check your vision insurance to make sure you stay in-network. 

Use these tips to help you find the best prices. If you are looking for other ways to save, you came to the right place! Keep checking out our site to find useful money-saving tips, recipes, and other advice to help you save your precious time. 

Shop our list of Recommended Contacts, Prescription Eyewear Retailers

1. Glasses Shop 

Frames & lenses at great deals. Join the newsletter for special offers.  

2. 1-800- Contacts

 Takes vision insurance, 20% off your first order deals, great customer support! 

3. Contact Lense King 

Discount contact lenses from your favorite brands. 

4. Zenni 

Large variety of frames at great prices. Options for the whole family, stylish and unique frame options.

5. Warby Parker

Buy now pay later with Affirm, now offering prescription glasses and contacts.

6. Gunnars Blue Block Glasses

Specialty blue blockers for gamers. Lots of styles for adults and teens. 

7. Walmart Eye Center

Large variety, prescription eyewear, order online, pick-up in store options

8. Readers.com

Popular reading glasses, reading sunglasses, and more. Readers.com accepts Apple Pay, PayPal and you can use FSA/HSA.

The post How to Save on Your Contacts and Glasses Spending appeared first on Shopping Kim.

The idea of buying life insurance may sound even more strange if you’re still a young age.

No matter how old you are, investing in your future is always a wise idea. Keep reading to learn five reasons why life insurance is important.

1. Some Plans Can Be Converted to Savings

Why is life insurance important if you’re young, healthy, and have a low-risk lifestyle?

Since accidents can happen at any time, investing in the future can take care of your loved ones no matter what happens. If you discover that you have no need for your life insurance coverage later down the road, lots of plans can be converted into savings for your retirement.

2. You Won’t Leave Your Family in Debt

Did you know that the average American has over $38,000 in personal debt in addition to mortgages and other loans? If you have a family, your debt could be much higher.

Nobody likes to think about passing away, but investing in life insurance now is the responsible way to take care of your family even after you’re gone.

3. Younger People Can Lock in More Competitive Rates

Life insurance policies increase as you age because you’re likely to have more health problems. Investing while you’re still young and healthy can help you score an amazing long-term deal that provides coverage for many years to come.

Professionals like the ones at Key Person Insurance can help you find the best coverage for any budget or lifestyle.

4. Life Insurance Can Be Used for Any Expenses

Unlike other types of investments, life insurance policies allow dependents to use the money as they see fit.

This means that the money can be used to cover funeral expenses, take care of debt, start a college fund, and more. This freedom gives your family the resources they need to thrive, which is why the importance of life insurance can’t be stressed enough.

5. Having Peace of Mind Is More Affordable Than You Think

If you’ve ever bought other types of expensive insurance for your car or home, then you might be hesitant to add another bill to your monthly expenses.

Although the word insurance can make you pinch your wallet shut, the truth is you can find incredibly affordable plans for as little as a dollar a day. You might not be able to put a price on happiness, but it turns out that buying peace of mind can be surprisingly affordable.

Why Do People Buy Life Insurance? Now You Know!

Why do people buy life insurance? Investing in a policy at any age can benefit you and your loved ones in many different ways. Getting in touch with a professional is the best way to figure out which options are the best for your needs.

Do you want to learn other ways you can save for a brighter future? Keep reading and keep checking out the rest of our site so you never miss an important update!

The post 5 Reasons Why You Should Invest In A Personal Life Insurance Policy appeared first on Shopping Kim.

Many people regard insurance as a waste of money and not worth bothering with but, in fact, insurance covers you for all of these scenarios and ensures you’re not out of pocket to the tune of thousands of dollars when the worst happens. 

If you’re feeling overwhelmed by all kinds of insurance, don’t fear. Here’s all about insurance and the different types you can get.

1. Life Insurance

This is the most important insurance because it covers you in the event you die unexpectedly. There are numerous costs associated with this that would be placed upon your family if you don’t sort this out.

If you were to die in a foreign country then your body would need to be brought back. Equally, there will be costs involving a funeral that will need to be covered.

But one of the key components of life insurance is that it can pay a lump sum to your family to cover their costs for the rest of their life.

If you’re the main breadwinner in the house and have small young children then the loss of this income could lead to your partner having to claim assistance for unemployment from the government.

Your partner might not be able to find work that could cover the costs of the mortgage or other living expenses. Life insurance covers all of this if you get the right policy: be sure to investigate umbrella vs excess policies.

2. Health Insurance

The U.S does not have universal medical coverage, free-at-the-point-of-use like the U.K’s National Health Service so you must get health insurance to cover you.

Health insurance can cover your medical expenses such as hospital checkups and visits to doctors. If you have a serious condition and need an operation good health insurance can see you checking into a clean and nice hospital and seen to quickly.

If you don’t have access to the health insurance then you could end up having to fork out thousands up front before you’re seen by a professional.

3. Travel Insurance

When you travel abroad what happens if you fall off a motorbike or contract Dengue fever? These are just two possibilities that could wrong when you travel. It’s best to be prepared for all eventualities, even if you’re generally a cautious person.

Be sure to get good travel insurance in advance of going abroad to ensure you’re covered when the worse happens.  

Educate Yourself All About Insurance

If you’re planning on traveling abroad or have just secured your first paycheck then you must educate yourself all about insurance.

From travel insurance to health insurance, even to life insurance, all can be useful depending on your circumstances. Be sure to do your research and find out which ones will benefit you.

If you’re interested in learning more about all kinds of insurance then be sure to check out the rest of our site.

The post All About Insurance: 3 Types of Insurance Everyone Should Have appeared first on Shopping Kim.

The recommended weight for a weighted blanket is 10% of your body weight. So if you weigh 150 pounds, opt for a 15 lb. weighted blanket.

Weighted blankets are not cheap by any means. And why are they usually all gray in color?

We’ve found the top ten online stores that all sell weighted blankets and offer financing options so you can buy now and make payments on your purchase.  

Top 12 Weighted Blankets to Buy Now, Pay Later 

1. Gravity Blankets

Gravity Blankets claims to be the world’s more popular weighted blanket that comes with a premium micro-fleece duvet cover. They accept Klarna for spread out your purchase price into 4 installments. Simply choose “Klarna” at checkout and enter your debit or credit card information.

2. Bearaby

Bearaby® Weighted blankets at-home therapy similar to deep pressure therapy.  Award-winning weighted blanket with options ranging  from 8 to 25 lbs. Free Shipping and Return. Pay in installments with Affirm. 

3. Layla Sleep

Is known for their mattresses, but they also sell they own brand weighted blanket. Finance with Affirm for as low as $11 per month. 

4. Mosaic Weighted Blankets

Is the #1 rated weighted blanket made in the USA. Relax, relieve stress, sleep better and finance with Afterpay. 30 day 100% satisfaction money back guarantee. 

5. Ghost Bed

Ghost Bed is first a mattress store but they also have a unique cooling weighted blanket. Financing available with Affirm and Splitit. 

• 100% TENCEL™ Lyocell cover for a cooling, oh-so-soft feel.
• 15-lb weight designed to help reduce anxiety and reduce stress.

6. Puffy

Lets you pay as low as $25 per month with Klarna on their exclusively online weighted blankets.

7. SensaCalm

Sells weighted blankets and more for anxiety, autism, sensory processing disorders. They also accept Afterpay for financing. Select Installments by Afterpay as payment method to pay 4 interest-free payments, every 2 weeks.

8. Sweet Zzz

Has a 100% organic bamboo & cotton weighted blanket with a free 50 night trial with free shipping and returns. They also accept Klarna. 

9. Relax The Back

has the Stay Well Weighted Blanket and offers their own stress free no interest financing through Synchrony with the Relax The Back credit card. You can also request a free catalog (see all free catalogs available). 

10. Kohl’s

Kohl’s offers a variety of weighted blankets with diverse options in weight and design. Take advantage of the convenience of Kohl’s Card at checkout to split your purchase into four installments, making it easier to enjoy the benefits of a quality weighted blanket from Kohl’s.

11. QVC

Offers 3 or 4 Easy Pays on name brand weighted blankets including BlanQuil, Pur Serenity, Blue Ridge, Lucid, Sutton and iCozy. 

The following online super stores all sell weighted blankets and offer financing options as well. 

• Kmart
• Kohl’s
• Macy’s
• Overstock
• Target
• Walmart

Bonus! Amazon offers a free $50 gift card for applying and getting approved for their Amazon Rewards Visa Card that you can instantly apply towards a weighted blanket plus earn 3% back on your Amazon purchase.

The post 11 Stores to Buy Weighted Blanket Now and Pay Later appeared first on Shopping Kim.